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Worth County, IA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$190,414+4.6% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$41,278About 0.6× the local median income ($74,047): affordable for a typical household
Days on market60 daysSlower than a year ago: buyers have time to negotiate

The typical home in Worth County, IA is worth $190,414, up 4.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $167,475, so the area is 13.7% overvalued. It is a seller's market: homes take about 60 days to sell, listings are down 39% from a year ago, 0% of listings have had a price cut. A household needs about $41,278 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,047. In the latest IRS figures, 42 more people moved in than out.

Home value over time

$0K$50K$100K$150K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$190,414
Change in 1 year+4.6%
Overvalued %+13.7%
Show 6 more
Fair home value$167,475
Change in 5 years+33.4%
Home value to income2.6×
Monthly mortgage payment (20% down)$1,032
Income needed to afford it$41,278
Property tax rate1.10%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$927

Market activity

Listings vs a year ago−39.3%
Days on market60
Listings with a price cut0.0%
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Homes for sale17
Pending sales per 100 listings35
Asking price per sq ft$119

People and jobs

Median household income$74,047
Population change (1 year)+0.5%
Unemployment rate3.5%
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Population7,338
Income adjusted for cost of living$88,046
Net moves in (IRS)+42
Cost of living (US = 100)84.1

Schools, risk and environment

School rating (1 to 10)7.3
FEMA hazard risk score (0 to 100)9.9
Flood risk score10.7
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Wildfire risk score3.2
Walkability (1 to 20)5.1
Road, rail and air noise53 dB

Questions people ask

Is Worth County, IA overvalued?
Home prices in Worth County, IA are well above what local incomes have historically supported: fair value is about $167,475, so the area is 13.7% overvalued.
Is Worth County, IA a buyer's or seller's market?
Worth County, IA is a seller's market: homes take about 60 days to sell, listings are down 39% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Worth County, IA?
Home values in Worth County, IA are up 4.6% over the last year.
How much do you need to earn to buy a home in Worth County, IA?
A household needs about $41,278 a year to afford the typical home in Worth County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,047.

Nearby and similar counties

ZIP codes in Worth County (open on the map)

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