Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$212,289+6.1% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$46,020About 0.6× the local median income ($81,338): affordable for a typical household
Days on market78 daysAbout the same pace as a year ago
The typical home in Carroll County, IA is worth $212,289, up 6.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $196,155, so the area is 8.2% overvalued. It is a balanced market: homes take about 78 days to sell, listings are up 2% from a year ago, 17% of listings have had a price cut. A household needs about $46,020 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,338. In the latest IRS figures, 15 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$212,289
Change in 1 year
+6.1%
Overvalued %
+8.2%
Show 6 more
Fair home value
$196,155
Change in 5 years
+33.6%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$1,150
Income needed to afford it
$46,020
Property tax rate
1.09%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
+2.4%
Days on market
78
Listings with a price cut
17.1%
Show 3 more
Homes for sale
87
Pending sales per 100 listings
20
Asking price per sq ft
$142
People and jobs
Median household income
$81,338
Population change (1 year)
−0.7%
Unemployment rate
1.8%
Show 4 more
Population
20,303
Income adjusted for cost of living
$96,716
Net moves in (IRS)
+15
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
57.6
Flood risk score
37.5
Show 3 more
Wildfire risk score
28.5
Walkability (1 to 20)
7.6
Road, rail and air noise
51 dB
Questions people ask
Is Carroll County, IA overvalued?
Home prices in Carroll County, IA are slightly above what local incomes have historically supported: fair value is about $196,155, so the area is 8.2% overvalued.
Is Carroll County, IA a buyer's or seller's market?
Carroll County, IA is a balanced market: homes take about 78 days to sell, listings are up 2% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Carroll County, IA?
Home values in Carroll County, IA are up 6.1% over the last year.
How much do you need to earn to buy a home in Carroll County, IA?
A household needs about $46,020 a year to afford the typical home in Carroll County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,338.