Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$224,094+3.4% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$48,579About 0.6× the local median income ($79,659): affordable for a typical household
Days on market51 daysAbout the same pace as a year ago
Next 12 months+2.9%Zillow expects prices to rise slightly
The typical home in Sioux City, IA-NE-SD is worth $224,094, up 3.4% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $208,109, so the area is 7.7% overvalued. It is a buyer's market: homes take about 51 days to sell, listings are up 24% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 2.9% over the next year. A household needs about $48,579 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,659. Typical rent is $1,295 a month, or $1,448 for a house. In the latest IRS figures, 648 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$224,094
Change in 1 year
+3.4%
Overvalued %
+7.7%
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Fair home value
$208,109
Change in 5 years
+25.7%
Zillow forecast, next 12 months
+2.9%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$1,214
Income needed to afford it
$48,579
Property tax rate
1.42%
Rent and investing
Typical rent
$1,295
Typical rent for houses
$1,448
Price-to-rent ratio
14.4×
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HUD Fair Market Rent, 2 bedrooms
$1,194
Gross rental yield
6.94%
Cap rate (estimate)
4.51%
Market activity
Listings vs a year ago
+24.1%
Days on market
51
Listings with a price cut
23.8%
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Homes for sale
376
Pending sales per 100 listings
22
Asking price per sq ft
$151
People and jobs
Median household income
$79,659
Population change (1 year)
+0.1%
Unemployment rate
4.1%
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Population
145,738
Income adjusted for cost of living
$92,091
Net moves in (IRS)
−648
Cost of living (US = 100)
86.5
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
70.7
Unhealthy air days a year
4
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Flood risk score
67.9
Wildfire risk score
84.8
Walkability (1 to 20)
11.3
Road, rail and air noise
53 dB
Questions people ask
Is Sioux City, IA-NE-SD overvalued?
Home prices in Sioux City, IA-NE-SD are slightly above what local incomes have historically supported: fair value is about $208,109, so the area is 7.7% overvalued.
Is Sioux City, IA-NE-SD a buyer's or seller's market?
Sioux City, IA-NE-SD is a buyer's market: homes take about 51 days to sell, listings are up 24% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Sioux City, IA-NE-SD?
Home values in Sioux City, IA-NE-SD are up 3.4% over the last year. Zillow's forecast for the next 12 months is +2.9%.
How much do you need to earn to buy a home in Sioux City, IA-NE-SD?
A household needs about $48,579 a year to afford the typical home in Sioux City, IA-NE-SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,659.