Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$176,284+6.1% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 7% have cut their price
Income needed to buy, per year$38,215About 0.6× the local median income ($62,608): affordable for a typical household
Days on market148 daysSlower than a year ago: buyers have time to negotiate
The typical home in Ringgold County, IA is worth $176,284, up 6.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $162,211, so the area is 8.7% overvalued. It is a balanced market: homes take about 148 days to sell, listings are up 4% from a year ago, 7% of listings have had a price cut. A household needs about $38,215 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,608. In the latest IRS figures, 52 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$176,284
Change in 1 year
+6.1%
Overvalued %
+8.7%
Show 6 more
Fair home value
$162,211
Change in 5 years
+18.8%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$955
Income needed to afford it
$38,215
Property tax rate
1.34%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
+4.4%
Days on market
148
Listings with a price cut
6.8%
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Homes for sale
47
Pending sales per 100 listings
13
Asking price per sq ft
$207
People and jobs
Median household income
$62,608
Population change (1 year)
−0.2%
Unemployment rate
3.3%
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Population
4,642
Income adjusted for cost of living
$74,445
Net moves in (IRS)
−52
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
8.1
FEMA hazard risk score (0 to 100)
14.2
Flood risk score
5.0
Show 3 more
Wildfire risk score
32.5
Walkability (1 to 20)
6.2
Road, rail and air noise
52 dB
Questions people ask
Is Ringgold County, IA overvalued?
Home prices in Ringgold County, IA are slightly above what local incomes have historically supported: fair value is about $162,211, so the area is 8.7% overvalued.
Is Ringgold County, IA a buyer's or seller's market?
Ringgold County, IA is a balanced market: homes take about 148 days to sell, listings are up 4% from a year ago, 7% of listings have had a price cut.
Are home prices going down in Ringgold County, IA?
Home values in Ringgold County, IA are up 6.1% over the last year.
How much do you need to earn to buy a home in Ringgold County, IA?
A household needs about $38,215 a year to afford the typical home in Ringgold County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,608.