Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$173,859+1.4% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 10% have cut their price
Income needed to buy, per year$37,689About 0.6× the local median income ($61,457): affordable for a typical household
Days on market109 daysSlower than a year ago: buyers have time to negotiate
The typical home in Lucas County, IA is worth $173,859, up 1.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $144,137, so the area is 20.6% overvalued. It is a balanced market: homes take about 109 days to sell, listings are down 32% from a year ago, 10% of listings have had a price cut. A household needs about $37,689 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,457. In the latest IRS figures, 25 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$173,859
Change in 1 year
+1.4%
Overvalued %
+20.6%
Show 6 more
Fair home value
$144,137
Change in 5 years
+19.5%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$942
Income needed to afford it
$37,689
Property tax rate
1.37%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$951
Market activity
Listings vs a year ago
−31.6%
Days on market
109
Listings with a price cut
10.5%
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Homes for sale
54
Pending sales per 100 listings
20
Asking price per sq ft
$132
People and jobs
Median household income
$61,457
Population change (1 year)
+0.2%
Unemployment rate
5.2%
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Population
8,847
Income adjusted for cost of living
$73,076
Net moves in (IRS)
−25
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
29.7
Flood risk score
22.7
Show 3 more
Wildfire risk score
54.6
Walkability (1 to 20)
5.0
Road, rail and air noise
52 dB
Questions people ask
Is Lucas County, IA overvalued?
Home prices in Lucas County, IA are well above what local incomes have historically supported: fair value is about $144,137, so the area is 20.6% overvalued.
Is Lucas County, IA a buyer's or seller's market?
Lucas County, IA is a balanced market: homes take about 109 days to sell, listings are down 32% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Lucas County, IA?
Home values in Lucas County, IA are up 1.4% over the last year.
How much do you need to earn to buy a home in Lucas County, IA?
A household needs about $37,689 a year to afford the typical home in Lucas County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,457.