Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$492,987−0.8% YoY · prices are falling
Market right nowBalanced marketFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$106,869About 0.9× the local median income ($117,178): affordable for a typical household
Days on market71 daysFaster than a year ago: sellers have the edge
Next 12 months−0.5%Zillow expects prices to stay about flat
The typical home in Saint Johns County, FL is worth $492,987, down 0.8% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $515,242, so the area is 4.3% undervalued. It is a balanced market: homes take about 71 days to sell, listings are down 16% from a year ago, 24% of listings have had a price cut. Zillow expects prices to fall about 0.5% over the next year. A household needs about $106,869 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $117,178. Typical rent is $2,020 a month, or $2,495 for a house. In the latest IRS figures, 10,642 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$492,987
Change in 1 year
−0.8%
Overvalued %
−4.3%
Show 7 more
Fair home value
$515,242
Change in 5 years
+15.7%
Zillow forecast, next 12 months
−0.5%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$2,672
Income needed to afford it
$106,869
Property tax rate
0.76%
Rent and investing
Typical rent
$2,020
Typical rent for houses
$2,495
Price-to-rent ratio
20.3×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,694
Gross rental yield
4.92%
Cap rate (estimate)
3.20%
Market activity
Listings vs a year ago
−16.4%
Days on market
71
Listings with a price cut
23.5%
Show 3 more
Homes for sale
2,131
Pending sales per 100 listings
41
Asking price per sq ft
$266
People and jobs
Median household income
$117,178
Population change (1 year)
+3.9%
Unemployment rate
3.3%
Show 4 more
Population
346,328
Income adjusted for cost of living
$117,767
Net moves in (IRS)
+10,642
Cost of living (US = 100)
99.5
Schools, risk and environment
School rating (1 to 10)
9.2
FEMA hazard risk score (0 to 100)
87.5
Flood risk score
89.4
Show 3 more
Wildfire risk score
89.4
Walkability (1 to 20)
7.7
Road, rail and air noise
53 dB
Questions people ask
Is Saint Johns County, FL overvalued?
Home prices in Saint Johns County, FL are slightly below what local incomes have historically supported: fair value is about $515,242, so the area is 4.3% undervalued.
Is Saint Johns County, FL a buyer's or seller's market?
Saint Johns County, FL is a balanced market: homes take about 71 days to sell, listings are down 16% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Saint Johns County, FL?
Home values in Saint Johns County, FL are down 0.8% over the last year. Zillow's forecast for the next 12 months is −0.5%.
How much do you need to earn to buy a home in Saint Johns County, FL?
A household needs about $106,869 a year to afford the typical home in Saint Johns County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $117,178.