Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$350,574−0.1% YoY · prices are flat
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 24% have cut their price
Income needed to buy, per year$75,997About 0.9× the local median income ($85,394): affordable for a typical household
Days on market66 daysFaster than a year ago: sellers have the edge
Next 12 months−0.5%Zillow expects prices to stay about flat
The typical home in Jacksonville, FL is worth $350,574, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $337,567, so the area is 3.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 66 days to sell, listings are down 11% from a year ago, 24% of listings have had a price cut. Zillow expects prices to fall about 0.5% over the next year. A household needs about $75,997 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,394. Typical rent is $1,680 a month, or $2,074 for a house. In the latest IRS figures, 18,554 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$350,574
Change in 1 year
−0.1%
Overvalued %
+3.9%
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Fair home value
$337,567
Change in 5 years
+16.9%
Zillow forecast, next 12 months
−0.5%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,900
Income needed to afford it
$75,997
Property tax rate
0.74%
Rent and investing
Typical rent
$1,680
Typical rent for houses
$2,074
Price-to-rent ratio
17.4×
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HUD Fair Market Rent, 2 bedrooms
$1,684
Gross rental yield
5.75%
Cap rate (estimate)
3.74%
Market activity
Listings vs a year ago
−10.9%
Days on market
66
Listings with a price cut
24.3%
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Homes for sale
7,865
Pending sales per 100 listings
39
Asking price per sq ft
$212
People and jobs
Median household income
$85,394
Population change (1 year)
+1.5%
Unemployment rate
4.2%
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Population
1,785,500
Income adjusted for cost of living
$85,823
Net moves in (IRS)
+18,554
Cost of living (US = 100)
99.5
Schools, risk and environment
School rating (1 to 10)
6.4
FEMA hazard risk score (0 to 100)
89.5
Unhealthy air days a year
4
Show 4 more
Flood risk score
91.9
Wildfire risk score
88.4
Walkability (1 to 20)
9.1
Road, rail and air noise
52 dB
Questions people ask
Is Jacksonville, FL overvalued?
Home prices in Jacksonville, FL are slightly above what local incomes have historically supported: fair value is about $337,567, so the area is 3.9% overvalued.
Is Jacksonville, FL a buyer's or seller's market?
Jacksonville, FL is a balanced market, leaning toward buyers: homes take about 66 days to sell, listings are down 11% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Jacksonville, FL?
Home values in Jacksonville, FL are down 0.1% over the last year. Zillow's forecast for the next 12 months is −0.5%.
How much do you need to earn to buy a home in Jacksonville, FL?
A household needs about $75,997 a year to afford the typical home in Jacksonville, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,394.