Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$179,815+1.0% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$38,980About 0.7× the local median income ($55,272): affordable for a typical household
Days on market81 daysFaster than a year ago: sellers have the edge
The typical home in Jackson County, FL is worth $179,815, up 1.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $177,877, so the area is 1.1% overvalued. It is a balanced market: homes take about 81 days to sell, listings are down 13% from a year ago, 20% of listings have had a price cut. A household needs about $38,980 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,272. Typical rent is $1,230 a month. In the latest IRS figures, 443 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$179,815
Change in 1 year
+1.0%
Overvalued %
+1.1%
Show 6 more
Fair home value
$177,877
Change in 5 years
+17.3%
Home value to income
3.3×
Monthly mortgage payment (20% down)
$975
Income needed to afford it
$38,980
Property tax rate
0.50%
Rent and investing
Typical rent
$1,230
Price-to-rent ratio
12.2×
HUD Fair Market Rent, 2 bedrooms
$962
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Gross rental yield
8.21%
Cap rate (estimate)
5.34%
Market activity
Listings vs a year ago
−13.3%
Days on market
81
Listings with a price cut
20.5%
Show 3 more
Homes for sale
143
Pending sales per 100 listings
28
Asking price per sq ft
$150
People and jobs
Median household income
$55,272
Population change (1 year)
−0.6%
Unemployment rate
4.5%
Show 4 more
Population
49,629
Income adjusted for cost of living
$58,800
Net moves in (IRS)
+443
Cost of living (US = 100)
94.0
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
75.7
Flood risk score
60.9
Show 3 more
Wildfire risk score
49.8
Walkability (1 to 20)
5.2
Road, rail and air noise
55 dB
Questions people ask
Is Jackson County, FL overvalued?
Home prices in Jackson County, FL are slightly above what local incomes have historically supported: fair value is about $177,877, so the area is 1.1% overvalued.
Is Jackson County, FL a buyer's or seller's market?
Jackson County, FL is a balanced market: homes take about 81 days to sell, listings are down 13% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Jackson County, FL?
Home values in Jackson County, FL are up 1.0% over the last year.
How much do you need to earn to buy a home in Jackson County, FL?
A household needs about $38,980 a year to afford the typical home in Jackson County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,272.