Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$199,661−0.3% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$43,282About 0.8× the local median income ($56,398): affordable for a typical household
Days on market74 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.2%Zillow expects prices to stay about flat
The typical home in Gadsden County, FL is worth $199,661, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $195,077, so the area is 2.3% overvalued. It is a buyer's market: homes take about 74 days to sell, listings are up 46% from a year ago, 13% of listings have had a price cut. Zillow expects prices to rise about 0.2% over the next year. A household needs about $43,282 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,398. In the latest IRS figures, 140 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$199,661
Change in 1 year
−0.3%
Overvalued %
+2.3%
Show 7 more
Fair home value
$195,077
Change in 5 years
+30.9%
Zillow forecast, next 12 months
+0.2%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,082
Income needed to afford it
$43,282
Property tax rate
0.53%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,424
Market activity
Listings vs a year ago
+45.5%
Days on market
74
Listings with a price cut
13.2%
Show 3 more
Homes for sale
144
Pending sales per 100 listings
13
Asking price per sq ft
$179
People and jobs
Median household income
$56,398
Population change (1 year)
+0.1%
Unemployment rate
5.0%
Show 4 more
Population
44,298
Income adjusted for cost of living
$60,062
Net moves in (IRS)
+140
Cost of living (US = 100)
93.9
Schools, risk and environment
School rating (1 to 10)
2.5
FEMA hazard risk score (0 to 100)
72.4
Flood risk score
57.7
Show 3 more
Wildfire risk score
79.6
Walkability (1 to 20)
5.1
Road, rail and air noise
54 dB
Questions people ask
Is Gadsden County, FL overvalued?
Home prices in Gadsden County, FL are slightly above what local incomes have historically supported: fair value is about $195,077, so the area is 2.3% overvalued.
Is Gadsden County, FL a buyer's or seller's market?
Gadsden County, FL is a buyer's market: homes take about 74 days to sell, listings are up 46% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Gadsden County, FL?
Home values in Gadsden County, FL are down 0.3% over the last year. Zillow's forecast for the next 12 months is +0.2%.
How much do you need to earn to buy a home in Gadsden County, FL?
A household needs about $43,282 a year to afford the typical home in Gadsden County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,398.