Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$201,245+4.9% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 29% have cut their price
Income needed to buy, per year$43,626About 0.8× the local median income ($57,015): affordable for a typical household
Days on market133 daysSlower than a year ago: buyers have time to negotiate
The typical home in Liberty County, FL is worth $201,245, up 4.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $173,348, so the area is 16.1% overvalued. It is a balanced market: homes take about 133 days to sell, listings are down 20% from a year ago, 29% of listings have had a price cut. A household needs about $43,626 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,015. In the latest IRS figures, 87 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$201,245
Change in 1 year
+4.9%
Overvalued %
+16.1%
Show 6 more
Fair home value
$173,348
Change in 5 years
+32.4%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,091
Income needed to afford it
$43,626
Property tax rate
0.91%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$975
Market activity
Listings vs a year ago
−20.0%
Days on market
133
Listings with a price cut
28.6%
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Homes for sale
12
Pending sales per 100 listings
17
Asking price per sq ft
$115
People and jobs
Median household income
$57,015
Population change (1 year)
+0.7%
Unemployment rate
6.6%
Show 4 more
Population
8,035
Income adjusted for cost of living
$60,654
Net moves in (IRS)
+87
Cost of living (US = 100)
94.0
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
12.7
Unhealthy air days a year
0
Show 4 more
Flood risk score
28.6
Wildfire risk score
68.6
Walkability (1 to 20)
4.0
Road, rail and air noise
54 dB
Questions people ask
Is Liberty County, FL overvalued?
Home prices in Liberty County, FL are well above what local incomes have historically supported: fair value is about $173,348, so the area is 16.1% overvalued.
Is Liberty County, FL a buyer's or seller's market?
Liberty County, FL is a balanced market: homes take about 133 days to sell, listings are down 20% from a year ago, 29% of listings have had a price cut.
Are home prices going down in Liberty County, FL?
Home values in Liberty County, FL are up 4.9% over the last year.
How much do you need to earn to buy a home in Liberty County, FL?
A household needs about $43,626 a year to afford the typical home in Liberty County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,015.