Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$220,578+1.0% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$47,817About 0.8× the local median income ($61,932): affordable for a typical household
Days on market94 daysSlower than a year ago: buyers have time to negotiate
Next 12 months−0.3%Zillow expects prices to stay about flat
The typical home in Washington County, FL is worth $220,578, up 1.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $209,554, so the area is 5.3% overvalued. It is a balanced market, leaning toward buyers: homes take about 94 days to sell, listings are up 23% from a year ago, 16% of listings have had a price cut. Zillow expects prices to fall about 0.3% over the next year. A household needs about $47,817 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,932. In the latest IRS figures, 271 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$220,578
Change in 1 year
+1.0%
Overvalued %
+5.3%
Show 7 more
Fair home value
$209,554
Change in 5 years
+16.5%
Zillow forecast, next 12 months
−0.3%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,195
Income needed to afford it
$47,817
Property tax rate
0.46%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,040
Market activity
Listings vs a year ago
+22.7%
Days on market
94
Listings with a price cut
16.3%
Show 3 more
Homes for sale
108
Pending sales per 100 listings
27
Asking price per sq ft
$169
People and jobs
Median household income
$61,932
Population change (1 year)
+0.9%
Unemployment rate
3.6%
Show 4 more
Population
26,695
Income adjusted for cost of living
$63,651
Net moves in (IRS)
+271
Cost of living (US = 100)
97.3
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
59.4
Flood risk score
35.7
Show 3 more
Wildfire risk score
60.3
Walkability (1 to 20)
4.6
Road, rail and air noise
54 dB
Questions people ask
Is Washington County, FL overvalued?
Home prices in Washington County, FL are slightly above what local incomes have historically supported: fair value is about $209,554, so the area is 5.3% overvalued.
Is Washington County, FL a buyer's or seller's market?
Washington County, FL is a balanced market, leaning toward buyers: homes take about 94 days to sell, listings are up 23% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Washington County, FL?
Home values in Washington County, FL are up 1.0% over the last year. Zillow's forecast for the next 12 months is −0.3%.
How much do you need to earn to buy a home in Washington County, FL?
A household needs about $47,817 a year to afford the typical home in Washington County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,932.