Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$231,284−1.4% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$50,138About 0.9× the local median income ($56,218): affordable for a typical household
Days on market78 daysAbout the same pace as a year ago
Next 12 months−0.9%Zillow expects prices to dip slightly
The typical home in Highlands County, FL is worth $231,284, down 1.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $204,206, so the area is 13.3% overvalued. It is a buyer's market: homes take about 78 days to sell, listings are up 13% from a year ago, 18% of listings have had a price cut. Zillow expects prices to fall about 0.9% over the next year. A household needs about $50,138 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,218. Typical rent is $1,517 a month, or $1,626 for a house. In the latest IRS figures, 1,558 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$231,284
Change in 1 year
−1.4%
Overvalued %
+13.3%
Show 7 more
Fair home value
$204,206
Change in 5 years
+25.0%
Zillow forecast, next 12 months
−0.9%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,253
Income needed to afford it
$50,138
Property tax rate
0.72%
Rent and investing
Typical rent
$1,517
Typical rent for houses
$1,626
Price-to-rent ratio
12.7×
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HUD Fair Market Rent, 2 bedrooms
$1,259
Gross rental yield
7.87%
Cap rate (estimate)
5.11%
Market activity
Listings vs a year ago
+13.2%
Days on market
78
Listings with a price cut
17.6%
Show 3 more
Homes for sale
934
Pending sales per 100 listings
23
Asking price per sq ft
$152
People and jobs
Median household income
$56,218
Population change (1 year)
+1.1%
Unemployment rate
6.4%
Show 4 more
Population
111,122
Income adjusted for cost of living
$60,776
Net moves in (IRS)
+1,558
Cost of living (US = 100)
92.5
Schools, risk and environment
School rating (1 to 10)
4.7
FEMA hazard risk score (0 to 100)
89.4
Unhealthy air days a year
0
Show 4 more
Flood risk score
78.4
Wildfire risk score
92.7
Walkability (1 to 20)
6.5
Road, rail and air noise
54 dB
Questions people ask
Is Highlands County, FL overvalued?
Home prices in Highlands County, FL are well above what local incomes have historically supported: fair value is about $204,206, so the area is 13.3% overvalued.
Is Highlands County, FL a buyer's or seller's market?
Highlands County, FL is a buyer's market: homes take about 78 days to sell, listings are up 13% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Highlands County, FL?
Home values in Highlands County, FL are down 1.4% over the last year. Zillow's forecast for the next 12 months is −0.9%.
How much do you need to earn to buy a home in Highlands County, FL?
A household needs about $50,138 a year to afford the typical home in Highlands County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,218.