Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$252,646+4.0% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$54,768About 0.9× the local median income ($58,527): affordable for a typical household
Days on market86 daysAbout the same pace as a year ago
The typical home in Bradford County, FL is worth $252,646, up 4.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $200,642, so the area is 25.9% overvalued. It is a buyer's market: homes take about 86 days to sell, listings are up 18% from a year ago, 26% of listings have had a price cut. A household needs about $54,768 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,527. In the latest IRS figures, 436 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$252,646
Change in 1 year
+4.0%
Overvalued %
+25.9%
Show 6 more
Fair home value
$200,642
Change in 5 years
+31.2%
Home value to income
4.3×
Monthly mortgage payment (20% down)
$1,369
Income needed to afford it
$54,768
Property tax rate
0.55%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,008
Market activity
Listings vs a year ago
+17.9%
Days on market
86
Listings with a price cut
26.0%
Show 3 more
Homes for sale
92
Pending sales per 100 listings
16
Asking price per sq ft
$210
People and jobs
Median household income
$58,527
Population change (1 year)
+0.5%
Unemployment rate
4.7%
Show 4 more
Population
28,307
Income adjusted for cost of living
$62,263
Net moves in (IRS)
+436
Cost of living (US = 100)
94.0
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
36.9
Flood risk score
30.6
Show 3 more
Wildfire risk score
80.8
Walkability (1 to 20)
5.1
Road, rail and air noise
54 dB
Questions people ask
Is Bradford County, FL overvalued?
Home prices in Bradford County, FL are well above what local incomes have historically supported: fair value is about $200,642, so the area is 25.9% overvalued.
Is Bradford County, FL a buyer's or seller's market?
Bradford County, FL is a buyer's market: homes take about 86 days to sell, listings are up 18% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Bradford County, FL?
Home values in Bradford County, FL are up 4.0% over the last year.
How much do you need to earn to buy a home in Bradford County, FL?
A household needs about $54,768 a year to afford the typical home in Bradford County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,527.