Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$250,420+0.4% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$54,286About 0.9× the local median income ($57,325): affordable for a typical household
Days on market93 daysSlower than a year ago: buyers have time to negotiate
The typical home in De Soto County, FL is worth $250,420, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $225,474, so the area is 11.1% overvalued. It is a buyer's market: homes take about 93 days to sell, listings are up 21% from a year ago, 15% of listings have had a price cut. A household needs about $54,286 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,325. Typical rent is $1,524 a month. In the latest IRS figures, 307 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$250,420
Change in 1 year
+0.4%
Overvalued %
+11.1%
Show 6 more
Fair home value
$225,474
Change in 5 years
+22.2%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$1,357
Income needed to afford it
$54,286
Property tax rate
0.83%
Rent and investing
Typical rent
$1,524
Price-to-rent ratio
13.7×
HUD Fair Market Rent, 2 bedrooms
$1,089
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Gross rental yield
7.30%
Cap rate (estimate)
4.75%
Market activity
Listings vs a year ago
+20.7%
Days on market
93
Listings with a price cut
15.0%
Show 3 more
Homes for sale
134
Pending sales per 100 listings
22
Asking price per sq ft
$209
People and jobs
Median household income
$57,325
Population change (1 year)
+0.5%
Unemployment rate
9.5%
Show 4 more
Population
37,078
Income adjusted for cost of living
$60,984
Net moves in (IRS)
+307
Cost of living (US = 100)
94.0
Schools, risk and environment
School rating (1 to 10)
2.3
FEMA hazard risk score (0 to 100)
81.6
Flood risk score
50.5
Show 3 more
Wildfire risk score
84.5
Walkability (1 to 20)
5.9
Road, rail and air noise
54 dB
Questions people ask
Is De Soto County, FL overvalued?
Home prices in De Soto County, FL are well above what local incomes have historically supported: fair value is about $225,474, so the area is 11.1% overvalued.
Is De Soto County, FL a buyer's or seller's market?
De Soto County, FL is a buyer's market: homes take about 93 days to sell, listings are up 21% from a year ago, 15% of listings have had a price cut.
Are home prices going down in De Soto County, FL?
Home values in De Soto County, FL are up 0.4% over the last year.
How much do you need to earn to buy a home in De Soto County, FL?
A household needs about $54,286 a year to afford the typical home in De Soto County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,325.