Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$266,652+2.5% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$57,805About 1.0× the local median income ($59,072): affordable for a typical household
Days on market90 daysFaster than a year ago: sellers have the edge
The typical home in Suwannee County, FL is worth $266,652, up 2.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $237,540, so the area is 12.3% overvalued. It is a balanced market: homes take about 90 days to sell, listings are down 1% from a year ago, 14% of listings have had a price cut. A household needs about $57,805 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,072. In the latest IRS figures, 750 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$266,652
Change in 1 year
+2.5%
Overvalued %
+12.3%
Show 6 more
Fair home value
$237,540
Change in 5 years
+23.7%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,445
Income needed to afford it
$57,805
Property tax rate
0.71%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$999
Market activity
Listings vs a year ago
−0.8%
Days on market
90
Listings with a price cut
13.8%
Show 3 more
Homes for sale
127
Pending sales per 100 listings
19
Asking price per sq ft
$201
People and jobs
Median household income
$59,072
Population change (1 year)
+0.7%
Unemployment rate
6.3%
Show 4 more
Population
48,149
Income adjusted for cost of living
$62,843
Net moves in (IRS)
+750
Cost of living (US = 100)
94.0
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
71.3
Flood risk score
62.9
Show 3 more
Wildfire risk score
81.9
Walkability (1 to 20)
5.1
Road, rail and air noise
54 dB
Questions people ask
Is Suwannee County, FL overvalued?
Home prices in Suwannee County, FL are well above what local incomes have historically supported: fair value is about $237,540, so the area is 12.3% overvalued.
Is Suwannee County, FL a buyer's or seller's market?
Suwannee County, FL is a balanced market: homes take about 90 days to sell, listings are down 1% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Suwannee County, FL?
Home values in Suwannee County, FL are up 2.5% over the last year.
How much do you need to earn to buy a home in Suwannee County, FL?
A household needs about $57,805 a year to afford the typical home in Suwannee County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,072.