Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$166,734−5.4% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$36,145About 0.7× the local median income ($53,701): affordable for a typical household
Days on market86 daysFaster than a year ago: sellers have the edge
The typical home in Calhoun County, FL is worth $166,734, down 5.4% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $174,075, so the area is 4.2% undervalued. It is a buyer's market: homes take about 86 days to sell, listings are up 39% from a year ago, 17% of listings have had a price cut. A household needs about $36,145 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,701. In the latest IRS figures, 25 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$166,734
Change in 1 year
−5.4%
Overvalued %
−4.2%
Show 6 more
Fair home value
$174,075
Change in 5 years
+8.1%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$904
Income needed to afford it
$36,145
Property tax rate
0.51%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$953
Market activity
Listings vs a year ago
+38.7%
Days on market
86
Listings with a price cut
17.0%
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Homes for sale
43
Pending sales per 100 listings
16
Asking price per sq ft
$154
People and jobs
Median household income
$53,701
Population change (1 year)
+0.5%
Unemployment rate
8.0%
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Population
13,289
Income adjusted for cost of living
$57,129
Net moves in (IRS)
−25
Cost of living (US = 100)
94.0
Schools, risk and environment
School rating (1 to 10)
5.8
FEMA hazard risk score (0 to 100)
44.9
Flood risk score
32.2
Show 3 more
Wildfire risk score
59.6
Walkability (1 to 20)
5.0
Road, rail and air noise
54 dB
Questions people ask
Is Calhoun County, FL overvalued?
Home prices in Calhoun County, FL are slightly below what local incomes have historically supported: fair value is about $174,075, so the area is 4.2% undervalued.
Is Calhoun County, FL a buyer's or seller's market?
Calhoun County, FL is a buyer's market: homes take about 86 days to sell, listings are up 39% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Calhoun County, FL?
Home values in Calhoun County, FL are down 5.4% over the last year.
How much do you need to earn to buy a home in Calhoun County, FL?
A household needs about $36,145 a year to afford the typical home in Calhoun County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,701.