Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$272,569+3.0% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$59,087About 1.0× the local median income ($60,621): affordable for a typical household
Days on market89 daysFaster than a year ago: sellers have the edge
The typical home in Yuma County, CO is worth $272,569, up 3.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $205,229, so the area is 32.8% overvalued. It is a balanced market: homes take about 89 days to sell, listings are up 3% from a year ago, 10% of listings have had a price cut. A household needs about $59,087 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,621. In the latest IRS figures, 201 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$272,569
Change in 1 year
+3.0%
Overvalued %
+32.8%
Show 6 more
Fair home value
$205,229
Change in 5 years
+22.0%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,477
Income needed to afford it
$59,087
Property tax rate
0.47%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,132
Market activity
Listings vs a year ago
+3.4%
Days on market
89
Listings with a price cut
9.5%
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Homes for sale
30
Pending sales per 100 listings
27
Asking price per sq ft
$171
People and jobs
Median household income
$60,621
Population change (1 year)
+0.2%
Unemployment rate
4.5%
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Population
9,896
Income adjusted for cost of living
$62,175
Net moves in (IRS)
−201
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
36.8
Flood risk score
12.9
Show 3 more
Wildfire risk score
60.2
Walkability (1 to 20)
6.0
Road, rail and air noise
53 dB
Questions people ask
Is Yuma County, CO overvalued?
Home prices in Yuma County, CO are well above what local incomes have historically supported: fair value is about $205,229, so the area is 32.8% overvalued.
Is Yuma County, CO a buyer's or seller's market?
Yuma County, CO is a balanced market: homes take about 89 days to sell, listings are up 3% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Yuma County, CO?
Home values in Yuma County, CO are up 3.0% over the last year.
How much do you need to earn to buy a home in Yuma County, CO?
A household needs about $59,087 a year to afford the typical home in Yuma County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,621.