Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$250,552+4.7% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$54,315About 0.9× the local median income ($60,865): affordable for a typical household
Days on market85 daysFaster than a year ago: sellers have the edge
The typical home in Lincoln County, CO is worth $250,552, up 4.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $205,244, so the area is 22.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 85 days to sell, listings are up 27% from a year ago, 10% of listings have had a price cut. A household needs about $54,315 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,865. In the latest IRS figures, 98 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$250,552
Change in 1 year
+4.7%
Overvalued %
+22.1%
Show 6 more
Fair home value
$205,244
Change in 5 years
+11.9%
Home value to income
4.1×
Monthly mortgage payment (20% down)
$1,358
Income needed to afford it
$54,315
Property tax rate
0.44%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,070
Market activity
Listings vs a year ago
+26.9%
Days on market
85
Listings with a price cut
10.3%
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Homes for sale
33
Pending sales per 100 listings
18
Asking price per sq ft
$154
People and jobs
Median household income
$60,865
Population change (1 year)
+0.8%
Unemployment rate
1.4%
Show 4 more
Population
5,645
Income adjusted for cost of living
$62,426
Net moves in (IRS)
−98
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
7.5
Flood risk score
14.8
Show 3 more
Wildfire risk score
58.4
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Lincoln County, CO overvalued?
Home prices in Lincoln County, CO are well above what local incomes have historically supported: fair value is about $205,244, so the area is 22.1% overvalued.
Is Lincoln County, CO a buyer's or seller's market?
Lincoln County, CO is a balanced market, leaning toward buyers: homes take about 85 days to sell, listings are up 27% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Lincoln County, CO?
Home values in Lincoln County, CO are up 4.7% over the last year.
How much do you need to earn to buy a home in Lincoln County, CO?
A household needs about $54,315 a year to afford the typical home in Lincoln County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,865.