Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$233,624+3.2% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$50,645About 0.8× the local median income ($62,258): affordable for a typical household
Days on market80 daysAbout the same pace as a year ago
The typical home in Kit Carson County, CO is worth $233,624, up 3.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $210,333, so the area is 11.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 80 days to sell, listings are up 52% from a year ago, 13% of listings have had a price cut. A household needs about $50,645 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,258. In the latest IRS figures, 48 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$233,624
Change in 1 year
+3.2%
Overvalued %
+11.1%
Show 6 more
Fair home value
$210,333
Change in 5 years
+27.4%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,266
Income needed to afford it
$50,645
Property tax rate
0.49%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,241
Market activity
Listings vs a year ago
+52.4%
Days on market
80
Listings with a price cut
13.1%
Show 3 more
Homes for sale
32
Pending sales per 100 listings
25
Asking price per sq ft
$130
People and jobs
Median household income
$62,258
Population change (1 year)
+0.6%
Unemployment rate
2.4%
Show 4 more
Population
7,069
Income adjusted for cost of living
$63,854
Net moves in (IRS)
+48
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
3.2
FEMA hazard risk score (0 to 100)
32.5
Flood risk score
20.3
Show 3 more
Wildfire risk score
42.4
Walkability (1 to 20)
6.9
Road, rail and air noise
53 dB
Questions people ask
Is Kit Carson County, CO overvalued?
Home prices in Kit Carson County, CO are well above what local incomes have historically supported: fair value is about $210,333, so the area is 11.1% overvalued.
Is Kit Carson County, CO a buyer's or seller's market?
Kit Carson County, CO is a balanced market, leaning toward buyers: homes take about 80 days to sell, listings are up 52% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Kit Carson County, CO?
Home values in Kit Carson County, CO are up 3.2% over the last year.
How much do you need to earn to buy a home in Kit Carson County, CO?
A household needs about $50,645 a year to afford the typical home in Kit Carson County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,258.