Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$241,669−3.5% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$52,389About 1.1× the local median income ($48,755): a stretch for a typical household
Days on market120 daysSlower than a year ago: buyers have time to negotiate
The typical home in Saguache County, CO is worth $241,669, down 3.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $207,911, so the area is 16.2% overvalued. It is a buyer's market: homes take about 120 days to sell, listings are up 20% from a year ago, 16% of listings have had a price cut. A household needs about $52,389 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,755. In the latest IRS figures, 28 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$241,669
Change in 1 year
−3.5%
Overvalued %
+16.2%
Show 6 more
Fair home value
$207,911
Change in 5 years
+5.9%
Home value to income
5.0×
Monthly mortgage payment (20% down)
$1,310
Income needed to afford it
$52,389
Property tax rate
0.33%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,059
Market activity
Listings vs a year ago
+20.3%
Days on market
120
Listings with a price cut
15.8%
Show 3 more
Homes for sale
89
Pending sales per 100 listings
15
Asking price per sq ft
$263
People and jobs
Median household income
$48,755
Population change (1 year)
+0.7%
Unemployment rate
10.3%
Show 4 more
Population
6,732
Income adjusted for cost of living
$50,005
Net moves in (IRS)
+28
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
2.0
FEMA hazard risk score (0 to 100)
14.2
Flood risk score
17.5
Show 3 more
Wildfire risk score
64.1
Walkability (1 to 20)
6.3
Road, rail and air noise
53 dB
Questions people ask
Is Saguache County, CO overvalued?
Home prices in Saguache County, CO are well above what local incomes have historically supported: fair value is about $207,911, so the area is 16.2% overvalued.
Is Saguache County, CO a buyer's or seller's market?
Saguache County, CO is a buyer's market: homes take about 120 days to sell, listings are up 20% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Saguache County, CO?
Home values in Saguache County, CO are down 3.5% over the last year.
How much do you need to earn to buy a home in Saguache County, CO?
A household needs about $52,389 a year to afford the typical home in Saguache County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,755.