Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$926,979+0.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$200,950About 1.8× the local median income ($108,754): hard to afford
Days on market48 daysAbout the same pace as a year ago
Next 12 months+0.9%Zillow expects prices to rise slightly
The typical home in San Diego County, CA is worth $926,979, up 0.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $858,748, so the area is 7.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 48 days to sell, listings are up 10% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 0.9% over the next year. A household needs about $200,950 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $108,754. Typical rent is $2,967 a month, or $4,121 for a house. In the latest IRS figures, 18,212 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$926,979
Change in 1 year
+0.8%
Overvalued %
+7.9%
Show 7 more
Fair home value
$858,748
Change in 5 years
+21.6%
Zillow forecast, next 12 months
+0.9%
Home value to income
8.5×
Monthly mortgage payment (20% down)
$5,024
Income needed to afford it
$200,950
Property tax rate
0.68%
Rent and investing
Typical rent
$2,967
Typical rent for houses
$4,121
Price-to-rent ratio
26.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$2,823
Gross rental yield
3.84%
Cap rate (estimate)
2.50%
Market activity
Listings vs a year ago
+9.7%
Days on market
48
Listings with a price cut
20.5%
Show 3 more
Homes for sale
5,735
Pending sales per 100 listings
33
Asking price per sq ft
$583
People and jobs
Median household income
$108,754
Population change (1 year)
−0.2%
Unemployment rate
6.1%
Show 4 more
Population
3,282,248
Income adjusted for cost of living
$97,189
Net moves in (IRS)
−18,212
Cost of living (US = 100)
111.9
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
99.7
Unhealthy air days a year
33
Show 4 more
Flood risk score
99.7
Wildfire risk score
100.0
Walkability (1 to 20)
11.8
Road, rail and air noise
54 dB
Questions people ask
Is San Diego County, CA overvalued?
Home prices in San Diego County, CA are slightly above what local incomes have historically supported: fair value is about $858,748, so the area is 7.9% overvalued.
Is San Diego County, CA a buyer's or seller's market?
San Diego County, CA is a balanced market, leaning toward buyers: homes take about 48 days to sell, listings are up 10% from a year ago, 20% of listings have had a price cut.
Are home prices going down in San Diego County, CA?
Home values in San Diego County, CA are up 0.8% over the last year. Zillow's forecast for the next 12 months is +0.9%.
How much do you need to earn to buy a home in San Diego County, CA?
A household needs about $200,950 a year to afford the typical home in San Diego County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $108,754.