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Pinal County, AZ housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$359,830−2.2% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 28% have cut their price
Income needed to buy, per year$78,004About 1.0× the local median income ($81,817): affordable for a typical household
Days on market60 daysAbout the same pace as a year ago
Next 12 months−1.8%Zillow expects prices to dip slightly

The typical home in Pinal County, AZ is worth $359,830, down 2.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $335,765, so the area is 7.2% overvalued. It is a buyer's market: homes take about 60 days to sell, listings are up 5% from a year ago, 28% of listings have had a price cut. Zillow expects prices to fall about 1.8% over the next year. A household needs about $78,004 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,817. Typical rent is $1,799 a month, or $2,407 for a house. In the latest IRS figures, 13,700 more people moved in than out.

Home value over time

$0K$100K$200K$300K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$359,830
Change in 1 year−2.2%
Overvalued %+7.2%
Show 7 more
Fair home value$335,765
Change in 5 years+0.8%
Zillow forecast, next 12 months−1.8%
Home value to income4.4×
Monthly mortgage payment (20% down)$1,950
Income needed to afford it$78,004
Property tax rate0.47%

Rent and investing

Typical rent$1,799
Typical rent for houses$2,407
Price-to-rent ratio16.7×
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HUD Fair Market Rent, 2 bedrooms$1,734
Gross rental yield6.00%
Cap rate (estimate)3.90%

Market activity

Listings vs a year ago+4.6%
Days on market60
Listings with a price cut28.5%
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Homes for sale2,980
Pending sales per 100 listings26
Asking price per sq ft$205

People and jobs

Median household income$81,817
Population change (1 year)+4.6%
Unemployment rate6.0%
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Population539,380
Income adjusted for cost of living$79,203
Net moves in (IRS)+13,700
Cost of living (US = 100)103.3

Schools, risk and environment

School rating (1 to 10)5.2
FEMA hazard risk score (0 to 100)93.8
Unhealthy air days a year34
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Flood risk score96.4
Wildfire risk score98.0
Walkability (1 to 20)5.9
Road, rail and air noise54 dB

Questions people ask

Is Pinal County, AZ overvalued?
Home prices in Pinal County, AZ are slightly above what local incomes have historically supported: fair value is about $335,765, so the area is 7.2% overvalued.
Is Pinal County, AZ a buyer's or seller's market?
Pinal County, AZ is a buyer's market: homes take about 60 days to sell, listings are up 5% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Pinal County, AZ?
Home values in Pinal County, AZ are down 2.2% over the last year. Zillow's forecast for the next 12 months is −1.8%.
How much do you need to earn to buy a home in Pinal County, AZ?
A household needs about $78,004 a year to afford the typical home in Pinal County, AZ at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,817.

Nearby and similar counties

ZIP codes in Pinal County (open on the map)

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