Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$319,753+1.1% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$69,316About 1.6× the local median income ($43,939): hard to afford
Days on market108 daysFaster than a year ago: sellers have the edge
The typical home in Apache County, AZ is worth $319,753, up 1.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $266,347, so the area is 20.1% overvalued. It is a buyer's market: homes take about 108 days to sell, listings are up 16% from a year ago, 21% of listings have had a price cut. A household needs about $69,316 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,939. In the latest IRS figures, 581 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$319,753
Change in 1 year
+1.1%
Overvalued %
+20.1%
Show 6 more
Fair home value
$266,347
Change in 5 years
+17.0%
Home value to income
7.3×
Monthly mortgage payment (20% down)
$1,733
Income needed to afford it
$69,316
Property tax rate
0.90%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,071
Market activity
Listings vs a year ago
+16.4%
Days on market
108
Listings with a price cut
21.2%
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Homes for sale
199
Pending sales per 100 listings
11
Asking price per sq ft
$270
People and jobs
Median household income
$43,939
Population change (1 year)
−0.4%
Unemployment rate
10.7%
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Population
64,445
Income adjusted for cost of living
$53,781
Net moves in (IRS)
−581
Cost of living (US = 100)
81.7
Schools, risk and environment
School rating (1 to 10)
3.8
FEMA hazard risk score (0 to 100)
78.8
Unhealthy air days a year
0
Show 4 more
Flood risk score
80.7
Wildfire risk score
97.9
Walkability (1 to 20)
4.3
Road, rail and air noise
54 dB
Questions people ask
Is Apache County, AZ overvalued?
Home prices in Apache County, AZ are well above what local incomes have historically supported: fair value is about $266,347, so the area is 20.1% overvalued.
Is Apache County, AZ a buyer's or seller's market?
Apache County, AZ is a buyer's market: homes take about 108 days to sell, listings are up 16% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Apache County, AZ?
Home values in Apache County, AZ are up 1.1% over the last year.
How much do you need to earn to buy a home in Apache County, AZ?
A household needs about $69,316 a year to afford the typical home in Apache County, AZ at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,939.