Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$385,173−0.2% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$83,497About 1.4× the local median income ($59,678): a stretch for a typical household
Days on market100 daysFaster than a year ago: sellers have the edge
The typical home in Gila County, AZ is worth $385,173, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $352,579, so the area is 9.2% overvalued. It is a buyer's market: homes take about 100 days to sell, listings are up 17% from a year ago, 23% of listings have had a price cut. A household needs about $83,497 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,678. Typical rent is $1,846 a month. In the latest IRS figures, 386 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$385,173
Change in 1 year
−0.2%
Overvalued %
+9.2%
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Fair home value
$352,579
Change in 5 years
+14.2%
Home value to income
6.5×
Monthly mortgage payment (20% down)
$2,087
Income needed to afford it
$83,497
Property tax rate
0.51%
Rent and investing
Typical rent
$1,846
Price-to-rent ratio
17.4×
HUD Fair Market Rent, 2 bedrooms
$1,380
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Gross rental yield
5.75%
Cap rate (estimate)
3.74%
Market activity
Listings vs a year ago
+17.0%
Days on market
100
Listings with a price cut
22.7%
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Homes for sale
468
Pending sales per 100 listings
16
Asking price per sq ft
$298
People and jobs
Median household income
$59,678
Population change (1 year)
−0.6%
Unemployment rate
7.0%
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Population
53,801
Income adjusted for cost of living
$73,045
Net moves in (IRS)
+386
Cost of living (US = 100)
81.7
Schools, risk and environment
School rating (1 to 10)
3.7
FEMA hazard risk score (0 to 100)
90.2
Unhealthy air days a year
15
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Flood risk score
93.1
Wildfire risk score
99.1
Walkability (1 to 20)
5.5
Road, rail and air noise
54 dB
Questions people ask
Is Gila County, AZ overvalued?
Home prices in Gila County, AZ are slightly above what local incomes have historically supported: fair value is about $352,579, so the area is 9.2% overvalued.
Is Gila County, AZ a buyer's or seller's market?
Gila County, AZ is a buyer's market: homes take about 100 days to sell, listings are up 17% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Gila County, AZ?
Home values in Gila County, AZ are down 0.2% over the last year.
How much do you need to earn to buy a home in Gila County, AZ?
A household needs about $83,497 a year to afford the typical home in Gila County, AZ at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,678.