Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$180,358+5.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$39,098About 1.0× the local median income ($41,124): affordable for a typical household
Days on market85 daysFaster than a year ago: sellers have the edge
The typical home in Searcy County, AR is worth $180,358, up 5.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $157,982, so the area is 14.2% overvalued. It is a balanced market: homes take about 85 days to sell, listings are up 1% from a year ago, 18% of listings have had a price cut. A household needs about $39,098 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $41,124. In the latest IRS figures, 2 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$180,358
Change in 1 year
+5.7%
Overvalued %
+14.2%
Show 6 more
Fair home value
$157,982
Change in 5 years
+18.1%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$977
Income needed to afford it
$39,098
Property tax rate
0.42%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
+1.2%
Days on market
85
Listings with a price cut
17.9%
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Homes for sale
86
Pending sales per 100 listings
23
Asking price per sq ft
$185
People and jobs
Median household income
$41,124
Population change (1 year)
+0.1%
Unemployment rate
3.7%
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Population
7,848
Income adjusted for cost of living
$49,547
Net moves in (IRS)
+2
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
5.8
FEMA hazard risk score (0 to 100)
27.7
Flood risk score
21.0
Show 3 more
Wildfire risk score
68.0
Walkability (1 to 20)
4.5
Road, rail and air noise
54 dB
Questions people ask
Is Searcy County, AR overvalued?
Home prices in Searcy County, AR are well above what local incomes have historically supported: fair value is about $157,982, so the area is 14.2% overvalued.
Is Searcy County, AR a buyer's or seller's market?
Searcy County, AR is a balanced market: homes take about 85 days to sell, listings are up 1% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Searcy County, AR?
Home values in Searcy County, AR are up 5.7% over the last year.
How much do you need to earn to buy a home in Searcy County, AR?
A household needs about $39,098 a year to afford the typical home in Searcy County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $41,124.