Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$186,367+0.9% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 10% have cut their price
Income needed to buy, per year$40,400About 0.8× the local median income ($48,912): affordable for a typical household
Days on market88 daysAbout the same pace as a year ago
The typical home in Stone County, AR is worth $186,367, up 0.9% from a year ago. That is well below what local incomes have historically supported: fair value is about $209,564, so the area is 11.1% undervalued. It is a balanced market: homes take about 88 days to sell, listings are down 6% from a year ago, 10% of listings have had a price cut. A household needs about $40,400 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,912. In the latest IRS figures, 186 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$186,367
Change in 1 year
+0.9%
Overvalued %
−11.1%
Show 6 more
Fair home value
$209,564
Change in 5 years
+8.2%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,010
Income needed to afford it
$40,400
Property tax rate
0.32%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$916
Market activity
Listings vs a year ago
−6.1%
Days on market
88
Listings with a price cut
10.3%
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Homes for sale
107
Pending sales per 100 listings
13
Asking price per sq ft
$167
People and jobs
Median household income
$48,912
Population change (1 year)
−0.2%
Unemployment rate
3.2%
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Population
12,703
Income adjusted for cost of living
$58,930
Net moves in (IRS)
+186
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
49.9
Flood risk score
47.4
Show 3 more
Wildfire risk score
68.1
Walkability (1 to 20)
5.3
Road, rail and air noise
52 dB
Questions people ask
Is Stone County, AR overvalued?
Home prices in Stone County, AR are well below what local incomes have historically supported: fair value is about $209,564, so the area is 11.1% undervalued.
Is Stone County, AR a buyer's or seller's market?
Stone County, AR is a balanced market: homes take about 88 days to sell, listings are down 6% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Stone County, AR?
Home values in Stone County, AR are up 0.9% over the last year.
How much do you need to earn to buy a home in Stone County, AR?
A household needs about $40,400 a year to afford the typical home in Stone County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $48,912.