Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$188,159+2.6% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$40,789About 0.9× the local median income ($47,544): affordable for a typical household
Days on market89 daysFaster than a year ago: sellers have the edge
The typical home in Polk County, AR is worth $188,159, up 2.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $158,658, so the area is 18.6% overvalued. It is a balanced market: homes take about 89 days to sell, listings are down 1% from a year ago, 17% of listings have had a price cut. A household needs about $40,789 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,544. In the latest IRS figures, 178 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$188,159
Change in 1 year
+2.6%
Overvalued %
+18.6%
Show 6 more
Fair home value
$158,658
Change in 5 years
+29.3%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,020
Income needed to afford it
$40,789
Property tax rate
0.41%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$909
Market activity
Listings vs a year ago
−0.6%
Days on market
89
Listings with a price cut
17.2%
Show 3 more
Homes for sale
163
Pending sales per 100 listings
18
Asking price per sq ft
$159
People and jobs
Median household income
$47,544
Population change (1 year)
+0.3%
Unemployment rate
7.3%
Show 4 more
Population
19,486
Income adjusted for cost of living
$57,282
Net moves in (IRS)
+178
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
6.8
FEMA hazard risk score (0 to 100)
46.1
Unhealthy air days a year
1
Show 4 more
Flood risk score
53.4
Wildfire risk score
82.4
Walkability (1 to 20)
5.4
Road, rail and air noise
52 dB
Questions people ask
Is Polk County, AR overvalued?
Home prices in Polk County, AR are well above what local incomes have historically supported: fair value is about $158,658, so the area is 18.6% overvalued.
Is Polk County, AR a buyer's or seller's market?
Polk County, AR is a balanced market: homes take about 89 days to sell, listings are down 1% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Polk County, AR?
Home values in Polk County, AR are up 2.6% over the last year.
How much do you need to earn to buy a home in Polk County, AR?
A household needs about $40,789 a year to afford the typical home in Polk County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $47,544.