Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$175,323+5.3% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 11% have cut their price
Income needed to buy, per year$38,006About 0.7× the local median income ($56,616): affordable for a typical household
Days on market87 daysSlower than a year ago: buyers have time to negotiate
The typical home in Independence County, AR is worth $175,323, up 5.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $177,914, so the area is 1.5% undervalued. It is a balanced market: homes take about 87 days to sell, listings are up 26% from a year ago, 11% of listings have had a price cut. A household needs about $38,006 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,616. In the latest IRS figures, 81 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$175,323
Change in 1 year
+5.3%
Overvalued %
−1.5%
Show 6 more
Fair home value
$177,914
Change in 5 years
+15.2%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$950
Income needed to afford it
$38,006
Property tax rate
0.53%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$934
Market activity
Listings vs a year ago
+25.6%
Days on market
87
Listings with a price cut
11.3%
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Homes for sale
113
Pending sales per 100 listings
40
Asking price per sq ft
$138
People and jobs
Median household income
$56,616
Population change (1 year)
+0.6%
Unemployment rate
3.9%
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Population
38,785
Income adjusted for cost of living
$68,212
Net moves in (IRS)
+81
Cost of living (US = 100)
83.0
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
69.1
Flood risk score
56.5
Show 3 more
Wildfire risk score
70.5
Walkability (1 to 20)
5.5
Road, rail and air noise
53 dB
Questions people ask
Is Independence County, AR overvalued?
Home prices in Independence County, AR are slightly below what local incomes have historically supported: fair value is about $177,914, so the area is 1.5% undervalued.
Is Independence County, AR a buyer's or seller's market?
Independence County, AR is a balanced market: homes take about 87 days to sell, listings are up 26% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Independence County, AR?
Home values in Independence County, AR are up 5.3% over the last year.
How much do you need to earn to buy a home in Independence County, AR?
A household needs about $38,006 a year to afford the typical home in Independence County, AR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,616.