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Escambia County, AL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$149,519+4.9% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$32,413About 0.6× the local median income ($56,963): affordable for a typical household
Days on market53 daysFaster than a year ago: sellers have the edge

The typical home in Escambia County, AL is worth $149,519, up 4.9% from a year ago. That is well below what local incomes have historically supported: fair value is about $166,395, so the area is 10.1% undervalued. It is a seller's market: homes take about 53 days to sell, listings are down 36% from a year ago, 20% of listings have had a price cut. A household needs about $32,413 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,963. In the latest IRS figures, 70 more people moved in than out.

Home value over time

$0K$50K$100K$150K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$149,519
Change in 1 year+4.9%
Overvalued %−10.1%
Show 6 more
Fair home value$166,395
Change in 5 years+12.9%
Home value to income2.6×
Monthly mortgage payment (20% down)$810
Income needed to afford it$32,413
Property tax rate0.39%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$921

Market activity

Listings vs a year ago−35.8%
Days on market53
Listings with a price cut20.4%
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Homes for sale61
Pending sales per 100 listings48
Asking price per sq ft$117

People and jobs

Median household income$56,963
Population change (1 year)−0.0%
Unemployment rate10.1%
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Population36,665
Income adjusted for cost of living$68,465
Net moves in (IRS)+70
Cost of living (US = 100)83.2

Schools, risk and environment

School rating (1 to 10)5.3
FEMA hazard risk score (0 to 100)85.0
Flood risk score67.3
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Wildfire risk score74.0
Walkability (1 to 20)5.6
Road, rail and air noise53 dB

Questions people ask

Is Escambia County, AL overvalued?
Home prices in Escambia County, AL are well below what local incomes have historically supported: fair value is about $166,395, so the area is 10.1% undervalued.
Is Escambia County, AL a buyer's or seller's market?
Escambia County, AL is a seller's market: homes take about 53 days to sell, listings are down 36% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Escambia County, AL?
Home values in Escambia County, AL are up 4.9% over the last year.
How much do you need to earn to buy a home in Escambia County, AL?
A household needs about $32,413 a year to afford the typical home in Escambia County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,963.

Nearby and similar counties

ZIP codes in Escambia County (open on the map)

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