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Lowndes County, AL housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$139,599+2.4% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 5% have cut their price
Income needed to buy, per year$30,262About 0.6× the local median income ($46,580): affordable for a typical household
Days on market59 daysFaster than a year ago: sellers have the edge
Next 12 months+2.0%Zillow expects prices to rise slightly

The typical home in Lowndes County, AL is worth $139,599, up 2.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $181,695, so the area is 23.2% undervalued. It is a buyer's market: homes take about 59 days to sell, listings are up 74% from a year ago, 5% of listings have had a price cut. Zillow expects prices to rise about 2.0% over the next year. A household needs about $30,262 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $46,580. In the latest IRS figures, 4 more people moved out than in.

Home value over time

$0K$50K$100K$150K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$139,599
Change in 1 year+2.4%
Overvalued %−23.2%
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Fair home value$181,695
Change in 5 years+2.6%
Zillow forecast, next 12 months+2.0%
Home value to income3.0×
Monthly mortgage payment (20% down)$757
Income needed to afford it$30,262
Property tax rate0.39%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,150

Market activity

Listings vs a year ago+73.7%
Days on market59
Listings with a price cut5.3%
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Homes for sale33
Pending sales per 100 listings6
Asking price per sq ft$78

People and jobs

Median household income$46,580
Population change (1 year)−1.7%
Unemployment rate6.8%
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Population9,359
Income adjusted for cost of living$51,929
Net moves in (IRS)−4
Cost of living (US = 100)89.7

Schools, risk and environment

School rating (1 to 10)1.4
FEMA hazard risk score (0 to 100)29.1
Flood risk score31.9
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Wildfire risk score31.5
Walkability (1 to 20)3.8
Road, rail and air noise54 dB

Questions people ask

Is Lowndes County, AL overvalued?
Home prices in Lowndes County, AL are well below what local incomes have historically supported: fair value is about $181,695, so the area is 23.2% undervalued.
Is Lowndes County, AL a buyer's or seller's market?
Lowndes County, AL is a buyer's market: homes take about 59 days to sell, listings are up 74% from a year ago, 5% of listings have had a price cut.
Are home prices going down in Lowndes County, AL?
Home values in Lowndes County, AL are up 2.4% over the last year. Zillow's forecast for the next 12 months is +2.0%.
How much do you need to earn to buy a home in Lowndes County, AL?
A household needs about $30,262 a year to afford the typical home in Lowndes County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $46,580.

Nearby and similar counties

ZIP codes in Lowndes County (open on the map)

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