Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$141,172+3.8% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 9% have cut their price
Income needed to buy, per year$30,603About 0.6× the local median income ($49,366): affordable for a typical household
Days on market89 daysAbout the same pace as a year ago
The typical home in Clarke County, AL is worth $141,172, up 3.8% from a year ago. That is well below what local incomes have historically supported: fair value is about $162,269, so the area is 13.0% undervalued. It is a balanced market: homes take about 89 days to sell, listings are down 10% from a year ago, 9% of listings have had a price cut. A household needs about $30,603 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,366. In the latest IRS figures, 165 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$141,172
Change in 1 year
+3.8%
Overvalued %
−13.0%
Show 6 more
Fair home value
$162,269
Change in 5 years
−12.3%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$765
Income needed to afford it
$30,603
Property tax rate
0.33%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$921
Market activity
Listings vs a year ago
−10.5%
Days on market
89
Listings with a price cut
9.3%
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Homes for sale
68
Pending sales per 100 listings
18
Asking price per sq ft
$113
People and jobs
Median household income
$49,366
Population change (1 year)
−0.5%
Unemployment rate
9.2%
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Population
22,014
Income adjusted for cost of living
$59,334
Net moves in (IRS)
−165
Cost of living (US = 100)
83.2
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
53.4
Flood risk score
40.4
Show 3 more
Wildfire risk score
43.9
Walkability (1 to 20)
5.2
Road, rail and air noise
54 dB
Questions people ask
Is Clarke County, AL overvalued?
Home prices in Clarke County, AL are well below what local incomes have historically supported: fair value is about $162,269, so the area is 13.0% undervalued.
Is Clarke County, AL a buyer's or seller's market?
Clarke County, AL is a balanced market: homes take about 89 days to sell, listings are down 10% from a year ago, 9% of listings have had a price cut.
Are home prices going down in Clarke County, AL?
Home values in Clarke County, AL are up 3.8% over the last year.
How much do you need to earn to buy a home in Clarke County, AL?
A household needs about $30,603 a year to afford the typical home in Clarke County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $49,366.