Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$141,713+1.6% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$30,720About 0.6× the local median income ($51,067): affordable for a typical household
Days on market56 daysSlower than a year ago: buyers have time to negotiate
The typical home in Chambers County, AL is worth $141,713, up 1.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $145,603, so the area is 2.7% undervalued. It is a buyer's market: homes take about 56 days to sell, listings are up 40% from a year ago, 14% of listings have had a price cut. A household needs about $30,720 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,067. In the latest IRS figures, 103 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$141,713
Change in 1 year
+1.6%
Overvalued %
−2.7%
Show 6 more
Fair home value
$145,603
Change in 5 years
+6.9%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$768
Income needed to afford it
$30,720
Property tax rate
0.39%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,091
Market activity
Listings vs a year ago
+39.7%
Days on market
56
Listings with a price cut
14.3%
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Homes for sale
109
Pending sales per 100 listings
17
Asking price per sq ft
$140
People and jobs
Median household income
$51,067
Population change (1 year)
−0.2%
Unemployment rate
5.1%
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Population
34,253
Income adjusted for cost of living
$61,379
Net moves in (IRS)
−103
Cost of living (US = 100)
83.2
Schools, risk and environment
School rating (1 to 10)
3.6
FEMA hazard risk score (0 to 100)
47.2
Flood risk score
57.5
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Wildfire risk score
51.7
Walkability (1 to 20)
5.3
Road, rail and air noise
54 dB
Questions people ask
Is Chambers County, AL overvalued?
Home prices in Chambers County, AL are slightly below what local incomes have historically supported: fair value is about $145,603, so the area is 2.7% undervalued.
Is Chambers County, AL a buyer's or seller's market?
Chambers County, AL is a buyer's market: homes take about 56 days to sell, listings are up 40% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Chambers County, AL?
Home values in Chambers County, AL are up 1.6% over the last year.
How much do you need to earn to buy a home in Chambers County, AL?
A household needs about $30,720 a year to afford the typical home in Chambers County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $51,067.