Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$215,383+5.2% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$46,691About 0.9× the local median income ($54,180): affordable for a typical household
Days on market78 daysAbout the same pace as a year ago
The typical home in De Kalb County, AL is worth $215,383, up 5.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $185,822, so the area is 15.9% overvalued. It is a buyer's market: homes take about 78 days to sell, listings are up 40% from a year ago, 20% of listings have had a price cut. A household needs about $46,691 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,180. In the latest IRS figures, 390 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$215,383
Change in 1 year
+5.2%
Overvalued %
+15.9%
Show 6 more
Fair home value
$185,822
Change in 5 years
+24.5%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,167
Income needed to afford it
$46,691
Property tax rate
0.33%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$921
Market activity
Listings vs a year ago
+39.5%
Days on market
78
Listings with a price cut
20.5%
Show 3 more
Homes for sale
265
Pending sales per 100 listings
21
Asking price per sq ft
$169
People and jobs
Median household income
$54,180
Population change (1 year)
+0.7%
Unemployment rate
4.1%
Show 4 more
Population
74,085
Income adjusted for cost of living
$65,120
Net moves in (IRS)
+390
Cost of living (US = 100)
83.2
Schools, risk and environment
School rating (1 to 10)
5.5
FEMA hazard risk score (0 to 100)
80.4
Unhealthy air days a year
0
Show 4 more
Flood risk score
81.7
Wildfire risk score
73.8
Walkability (1 to 20)
4.9
Road, rail and air noise
54 dB
Questions people ask
Is De Kalb County, AL overvalued?
Home prices in De Kalb County, AL are well above what local incomes have historically supported: fair value is about $185,822, so the area is 15.9% overvalued.
Is De Kalb County, AL a buyer's or seller's market?
De Kalb County, AL is a buyer's market: homes take about 78 days to sell, listings are up 40% from a year ago, 20% of listings have had a price cut.
Are home prices going down in De Kalb County, AL?
Home values in De Kalb County, AL are up 5.2% over the last year.
How much do you need to earn to buy a home in De Kalb County, AL?
A household needs about $46,691 a year to afford the typical home in De Kalb County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,180.