Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$214,208+1.5% YoY · prices are rising
Market right nowBalanced, leaning sellersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$46,436About 0.7× the local median income ($69,346): affordable for a typical household
Days on market67 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.3%Zillow expects prices to rise slightly
The typical home in Jefferson County, AL is worth $214,208, up 1.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $212,087, so the area is 1.0% overvalued. It is a balanced market, leaning toward sellers: homes take about 67 days to sell, listings are up 7% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 1.3% over the next year. A household needs about $46,436 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,346. Typical rent is $1,339 a month, or $1,496 for a house. In the latest IRS figures, 2,811 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$214,208
Change in 1 year
+1.5%
Overvalued %
+1.0%
Show 7 more
Fair home value
$212,087
Change in 5 years
+14.3%
Zillow forecast, next 12 months
+1.3%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$1,161
Income needed to afford it
$46,436
Property tax rate
0.59%
Rent and investing
Typical rent
$1,339
Typical rent for houses
$1,496
Price-to-rent ratio
13.3×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,375
Gross rental yield
7.50%
Cap rate (estimate)
4.87%
Market activity
Listings vs a year ago
+7.3%
Days on market
67
Listings with a price cut
18.0%
Show 3 more
Homes for sale
2,764
Pending sales per 100 listings
41
Asking price per sq ft
$137
People and jobs
Median household income
$69,346
Population change (1 year)
−0.1%
Unemployment rate
4.7%
Show 4 more
Population
665,742
Income adjusted for cost of living
$75,705
Net moves in (IRS)
−2,811
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
97.6
Unhealthy air days a year
2
Show 4 more
Flood risk score
98.1
Wildfire risk score
79.1
Walkability (1 to 20)
8.9
Road, rail and air noise
54 dB
Questions people ask
Is Jefferson County, AL overvalued?
Home prices in Jefferson County, AL are slightly above what local incomes have historically supported: fair value is about $212,087, so the area is 1.0% overvalued.
Is Jefferson County, AL a buyer's or seller's market?
Jefferson County, AL is a balanced market, leaning toward sellers: homes take about 67 days to sell, listings are up 7% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Jefferson County, AL?
Home values in Jefferson County, AL are up 1.5% over the last year. Zillow's forecast for the next 12 months is +1.3%.
How much do you need to earn to buy a home in Jefferson County, AL?
A household needs about $46,436 a year to afford the typical home in Jefferson County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,346.