Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$221,906+6.3% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$48,105About 0.7× the local median income ($66,063): affordable for a typical household
Days on market79 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.3%Zillow expects prices to rise slightly
The typical home in Chilton County, AL is worth $221,906, up 6.3% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $215,395, so the area is 3.0% overvalued. It is a balanced market: homes take about 79 days to sell, listings are up 25% from a year ago, 12% of listings have had a price cut. Zillow expects prices to rise about 1.3% over the next year. A household needs about $48,105 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,063. Typical rent is $1,341 a month, or $1,498 for a house. In the latest IRS figures, 428 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$221,906
Change in 1 year
+6.3%
Overvalued %
+3.0%
Show 7 more
Fair home value
$215,395
Change in 5 years
+20.9%
Zillow forecast, next 12 months
+1.3%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,203
Income needed to afford it
$48,105
Property tax rate
0.33%
Rent and investing
Typical rent
$1,341
Typical rent for houses
$1,498
Price-to-rent ratio
13.8×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,038
Gross rental yield
7.25%
Cap rate (estimate)
4.71%
Market activity
Listings vs a year ago
+25.4%
Days on market
79
Listings with a price cut
11.5%
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Homes for sale
163
Pending sales per 100 listings
26
Asking price per sq ft
$157
People and jobs
Median household income
$66,063
Population change (1 year)
+0.7%
Unemployment rate
5.5%
Show 4 more
Population
47,708
Income adjusted for cost of living
$72,121
Net moves in (IRS)
+428
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
54.7
Flood risk score
60.2
Show 3 more
Wildfire risk score
63.3
Walkability (1 to 20)
4.7
Road, rail and air noise
54 dB
Questions people ask
Is Chilton County, AL overvalued?
Home prices in Chilton County, AL are slightly above what local incomes have historically supported: fair value is about $215,395, so the area is 3.0% overvalued.
Is Chilton County, AL a buyer's or seller's market?
Chilton County, AL is a balanced market: homes take about 79 days to sell, listings are up 25% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Chilton County, AL?
Home values in Chilton County, AL are up 6.3% over the last year. Zillow's forecast for the next 12 months is +1.3%.
How much do you need to earn to buy a home in Chilton County, AL?
A household needs about $48,105 a year to afford the typical home in Chilton County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,063.