Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$279,967+3.5% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$60,691About 0.8× the local median income ($76,980): affordable for a typical household
Days on market74 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.3%Zillow expects prices to rise slightly
The typical home in Saint Clair County, AL is worth $279,967, up 3.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $277,901, so the area is 0.7% overvalued. It is a balanced market, leaning toward sellers: homes take about 74 days to sell, listings are up 7% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 1.3% over the next year. A household needs about $60,691 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,980. Typical rent is $1,663 a month, or $1,858 for a house. In the latest IRS figures, 1,245 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$279,967
Change in 1 year
+3.5%
Overvalued %
+0.7%
Show 7 more
Fair home value
$277,901
Change in 5 years
+14.3%
Zillow forecast, next 12 months
+1.3%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,517
Income needed to afford it
$60,691
Property tax rate
0.32%
Rent and investing
Typical rent
$1,663
Typical rent for houses
$1,858
Price-to-rent ratio
14.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,375
Gross rental yield
7.13%
Cap rate (estimate)
4.63%
Market activity
Listings vs a year ago
+7.1%
Days on market
74
Listings with a price cut
19.7%
Show 3 more
Homes for sale
392
Pending sales per 100 listings
43
Asking price per sq ft
$165
People and jobs
Median household income
$76,980
Population change (1 year)
+1.2%
Unemployment rate
4.6%
Show 4 more
Population
98,206
Income adjusted for cost of living
$84,039
Net moves in (IRS)
+1,245
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
72.1
Flood risk score
75.9
Show 3 more
Wildfire risk score
71.8
Walkability (1 to 20)
5.6
Road, rail and air noise
54 dB
Questions people ask
Is Saint Clair County, AL overvalued?
Home prices in Saint Clair County, AL are slightly above what local incomes have historically supported: fair value is about $277,901, so the area is 0.7% overvalued.
Is Saint Clair County, AL a buyer's or seller's market?
Saint Clair County, AL is a balanced market, leaning toward sellers: homes take about 74 days to sell, listings are up 7% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Saint Clair County, AL?
Home values in Saint Clair County, AL are up 3.5% over the last year. Zillow's forecast for the next 12 months is +1.3%.
How much do you need to earn to buy a home in Saint Clair County, AL?
A household needs about $60,691 a year to afford the typical home in Saint Clair County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,980.