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Winston County, AL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$207,200+6.5% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$44,917About 0.8× the local median income ($58,945): affordable for a typical household
Days on market94 daysSlower than a year ago: buyers have time to negotiate

The typical home in Winston County, AL is worth $207,200, up 6.5% from a year ago. That is well below what local incomes have historically supported: fair value is about $248,476, so the area is 16.6% undervalued. It is a balanced market: homes take about 94 days to sell, listings are up 5% from a year ago, 13% of listings have had a price cut. A household needs about $44,917 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,945. In the latest IRS figures, 32 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$207,200
Change in 1 year+6.5%
Overvalued %−16.6%
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Fair home value$248,476
Change in 5 years+18.5%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,123
Income needed to afford it$44,917
Property tax rate0.32%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$921

Market activity

Listings vs a year ago+5.3%
Days on market94
Listings with a price cut13.0%
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Homes for sale159
Pending sales per 100 listings18
Asking price per sq ft$282

People and jobs

Median household income$58,945
Population change (1 year)−0.2%
Unemployment rate3.6%
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Population23,829
Income adjusted for cost of living$70,847
Net moves in (IRS)+32
Cost of living (US = 100)83.2

Schools, risk and environment

School rating (1 to 10)6.2
FEMA hazard risk score (0 to 100)59.2
Flood risk score64.7
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Wildfire risk score59.1
Walkability (1 to 20)5.0
Road, rail and air noise54 dB

Questions people ask

Is Winston County, AL overvalued?
Home prices in Winston County, AL are well below what local incomes have historically supported: fair value is about $248,476, so the area is 16.6% undervalued.
Is Winston County, AL a buyer's or seller's market?
Winston County, AL is a balanced market: homes take about 94 days to sell, listings are up 5% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Winston County, AL?
Home values in Winston County, AL are up 6.5% over the last year.
How much do you need to earn to buy a home in Winston County, AL?
A household needs about $44,917 a year to afford the typical home in Winston County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,945.

Nearby and similar counties

ZIP codes in Winston County (open on the map)

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