Riverside-San Bernardino-Ontario, CA housing market
Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$580,321+0.6% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$125,802About 1.4× the local median income ($90,300): a stretch for a typical household
Days on market62 daysAbout the same pace as a year ago
Next 12 months+0.3%Zillow expects prices to stay about flat
The typical home in Riverside-San Bernardino-Ontario, CA is worth $580,321, up 0.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $523,910, so the area is 10.8% overvalued. It is a balanced market: homes take about 62 days to sell, listings are up 8% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 0.3% over the next year. A household needs about $125,802 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $90,300. Typical rent is $2,533 a month, or $3,147 for a house. In the latest IRS figures, 3,956 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$580,321
Change in 1 year
+0.6%
Overvalued %
+10.8%
Show 7 more
Fair home value
$523,910
Change in 5 years
+16.7%
Zillow forecast, next 12 months
+0.3%
Home value to income
6.4×
Monthly mortgage payment (20% down)
$3,145
Income needed to afford it
$125,802
Property tax rate
0.74%
Rent and investing
Typical rent
$2,533
Typical rent for houses
$3,147
Price-to-rent ratio
19.1×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$2,103
Gross rental yield
5.24%
Cap rate (estimate)
3.40%
Market activity
Listings vs a year ago
+7.5%
Days on market
62
Listings with a price cut
17.8%
Show 3 more
Homes for sale
13,790
Pending sales per 100 listings
29
Asking price per sq ft
$330
People and jobs
Median household income
$90,300
Population change (1 year)
+0.4%
Unemployment rate
6.8%
Show 4 more
Population
4,769,007
Income adjusted for cost of living
$84,868
Net moves in (IRS)
+3,956
Cost of living (US = 100)
106.4
Schools, risk and environment
School rating (1 to 10)
4.7
FEMA hazard risk score (0 to 100)
99.9
Unhealthy air days a year
110
Show 4 more
Flood risk score
99.9
Wildfire risk score
100.0
Walkability (1 to 20)
10.8
Road, rail and air noise
54 dB
Questions people ask
Is Riverside-San Bernardino-Ontario, CA overvalued?
Home prices in Riverside-San Bernardino-Ontario, CA are well above what local incomes have historically supported: fair value is about $523,910, so the area is 10.8% overvalued.
Is Riverside-San Bernardino-Ontario, CA a buyer's or seller's market?
Riverside-San Bernardino-Ontario, CA is a balanced market: homes take about 62 days to sell, listings are up 8% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Riverside-San Bernardino-Ontario, CA?
Home values in Riverside-San Bernardino-Ontario, CA are up 0.6% over the last year. Zillow's forecast for the next 12 months is +0.3%.
How much do you need to earn to buy a home in Riverside-San Bernardino-Ontario, CA?
A household needs about $125,802 a year to afford the typical home in Riverside-San Bernardino-Ontario, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $90,300.