Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$304,490+4.6% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$66,007About 0.9× the local median income ($72,564): affordable for a typical household
Days on market38 daysFaster than a year ago: sellers have the edge
Next 12 months+4.5%Zillow expects prices to rise strongly
The typical home in Oshkosh-Neenah, WI is worth $304,490, up 4.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $246,802, so the area is 23.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 38 days to sell, listings are up 80% from a year ago, 15% of listings have had a price cut. Zillow expects prices to rise about 4.5% over the next year. A household needs about $66,007 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,564. Typical rent is $1,278 a month, or $1,681 for a house. In the latest IRS figures, 128 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$304,490
Change in 1 year
+4.6%
Overvalued %
+23.4%
Show 7 more
Fair home value
$246,802
Change in 5 years
+34.3%
Zillow forecast, next 12 months
+4.5%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$1,650
Income needed to afford it
$66,007
Property tax rate
1.63%
Rent and investing
Typical rent
$1,278
Typical rent for houses
$1,681
Price-to-rent ratio
19.9×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,195
Gross rental yield
5.04%
Cap rate (estimate)
3.27%
Market activity
Listings vs a year ago
+80.3%
Days on market
38
Listings with a price cut
15.4%
Show 3 more
Homes for sale
420
Pending sales per 100 listings
3
Asking price per sq ft
$189
People and jobs
Median household income
$72,564
Population change (1 year)
+0.5%
Unemployment rate
2.2%
Show 4 more
Population
174,218
Income adjusted for cost of living
$78,110
Net moves in (IRS)
+128
Cost of living (US = 100)
92.9
Schools, risk and environment
School rating (1 to 10)
5.8
FEMA hazard risk score (0 to 100)
86.8
Flood risk score
89.3
Show 3 more
Wildfire risk score
40.2
Walkability (1 to 20)
9.2
Road, rail and air noise
53 dB
Questions people ask
Is Oshkosh-Neenah, WI overvalued?
Home prices in Oshkosh-Neenah, WI are well above what local incomes have historically supported: fair value is about $246,802, so the area is 23.4% overvalued.
Is Oshkosh-Neenah, WI a buyer's or seller's market?
Oshkosh-Neenah, WI is a balanced market, leaning toward buyers: homes take about 38 days to sell, listings are up 80% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Oshkosh-Neenah, WI?
Home values in Oshkosh-Neenah, WI are up 4.6% over the last year. Zillow's forecast for the next 12 months is +4.5%.
How much do you need to earn to buy a home in Oshkosh-Neenah, WI?
A household needs about $66,007 a year to afford the typical home in Oshkosh-Neenah, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,564.