Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$221,508+9.7% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 13% have cut their price
Income needed to buy, per year$48,018About 0.7× the local median income ($64,081): affordable for a typical household
Days on market54 daysFaster than a year ago: sellers have the edge
Next 12 months+5.9%Zillow expects prices to rise strongly
The typical home in Abilene, TX is worth $221,508, up 9.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $199,731, so the area is 10.9% overvalued. It is a seller's market: homes take about 54 days to sell, listings are down 12% from a year ago, 13% of listings have had a price cut. Zillow expects prices to rise about 5.9% over the next year. A household needs about $48,018 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,081. Typical rent is $1,990 a month, or $2,247 for a house. In the latest IRS figures, 415 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$221,508
Change in 1 year
+9.7%
Overvalued %
+10.9%
Show 7 more
Fair home value
$199,731
Change in 5 years
+25.4%
Zillow forecast, next 12 months
+5.9%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,200
Income needed to afford it
$48,018
Property tax rate
1.31%
Rent and investing
Typical rent
$1,990
Typical rent for houses
$2,247
Price-to-rent ratio
9.3×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,310
Gross rental yield
10.78%
Cap rate (estimate)
7.01%
Market activity
Listings vs a year ago
−11.8%
Days on market
54
Listings with a price cut
12.6%
Show 3 more
Homes for sale
500
Pending sales per 100 listings
75
Asking price per sq ft
$186
People and jobs
Median household income
$64,081
Population change (1 year)
+0.9%
Unemployment rate
3.0%
Show 4 more
Population
185,429
Income adjusted for cost of living
$70,886
Net moves in (IRS)
+415
Cost of living (US = 100)
90.4
Schools, risk and environment
School rating (1 to 10)
5.0
FEMA hazard risk score (0 to 100)
73.2
Flood risk score
72.6
Show 3 more
Wildfire risk score
88.6
Walkability (1 to 20)
7.0
Road, rail and air noise
53 dB
Questions people ask
Is Abilene, TX overvalued?
Home prices in Abilene, TX are well above what local incomes have historically supported: fair value is about $199,731, so the area is 10.9% overvalued.
Is Abilene, TX a buyer's or seller's market?
Abilene, TX is a seller's market: homes take about 54 days to sell, listings are down 12% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Abilene, TX?
Home values in Abilene, TX are up 9.7% over the last year. Zillow's forecast for the next 12 months is +5.9%.
How much do you need to earn to buy a home in Abilene, TX?
A household needs about $48,018 a year to afford the typical home in Abilene, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,081.