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Zavala County, TX housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$91,238+13.1% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 40% have cut their price
Income needed to buy, per year$19,779About 0.5× the local median income ($41,554): affordable for a typical household
Days on market177 daysSlower than a year ago: buyers have time to negotiate

The typical home in Zavala County, TX is worth $91,238, up 13.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $102,584, so the area is 11.1% undervalued. It is a balanced market: homes take about 177 days to sell, listings are down 60% from a year ago, 40% of listings have had a price cut. A household needs about $19,779 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $41,554. In the latest IRS figures, 94 more people moved out than in.

Home value over time

$0K$20K$40K$60K$80K$100K201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$91,238
Change in 1 year+13.1%
Overvalued %−11.1%
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Fair home value$102,584
Change in 5 years+14.0%
Home value to income2.2×
Monthly mortgage payment (20% down)$494
Income needed to afford it$19,779
Property tax rate1.53%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−60.0%
Days on market177
Listings with a price cut40.0%
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Homes for sale10
Pending sales per 100 listings10
Asking price per sq ft$117

People and jobs

Median household income$41,554
Population change (1 year)−1.6%
Unemployment rate4.0%
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Population9,037
Income adjusted for cost of living$47,328
Net moves in (IRS)−94
Cost of living (US = 100)87.8

Schools, risk and environment

School rating (1 to 10)2.6
FEMA hazard risk score (0 to 100)53.6
Flood risk score67.0
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Wildfire risk score35.3
Walkability (1 to 20)6.5
Road, rail and air noise54 dB

Questions people ask

Is Zavala County, TX overvalued?
Home prices in Zavala County, TX are well below what local incomes have historically supported: fair value is about $102,584, so the area is 11.1% undervalued.
Is Zavala County, TX a buyer's or seller's market?
Zavala County, TX is a balanced market: homes take about 177 days to sell, listings are down 60% from a year ago, 40% of listings have had a price cut.
Are home prices going down in Zavala County, TX?
Home values in Zavala County, TX are up 13.1% over the last year.
How much do you need to earn to buy a home in Zavala County, TX?
A household needs about $19,779 a year to afford the typical home in Zavala County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $41,554.

Nearby and similar counties

ZIP codes in Zavala County (open on the map)

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