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Hall County, TX housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$86,993+7.8% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$18,858About 0.4× the local median income ($52,797): affordable for a typical household
Days on market50 daysSlower than a year ago: buyers have time to negotiate

The typical home in Hall County, TX is worth $86,993, up 7.8% from a year ago. It is a seller's market: homes take about 50 days to sell, listings are down 38% from a year ago, 0% of listings have had a price cut. A household needs about $18,858 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,797. In the latest IRS figures, 17 more people moved out than in.

Home value over time

$0K$20K$40K$60K$80K$100K2025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$86,993
Change in 1 year+7.8%
Home value to income1.6×
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Monthly mortgage payment (20% down)$471
Income needed to afford it$18,858
Property tax rate1.26%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−37.5%
Days on market50
Listings with a price cut0.0%
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Homes for sale10
Pending sales per 100 listings30
Asking price per sq ft$58

People and jobs

Median household income$52,797
Population change (1 year)−2.1%
Unemployment rate9.0%
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Population2,737
Income adjusted for cost of living$60,133
Net moves in (IRS)−17
Cost of living (US = 100)87.8

Schools, risk and environment

School rating (1 to 10)6.4
FEMA hazard risk score (0 to 100)34.6
Flood risk score3.8
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Wildfire risk score74.4
Walkability (1 to 20)6.9
Road, rail and air noise52 dB

Questions people ask

Is Hall County, TX a buyer's or seller's market?
Hall County, TX is a seller's market: homes take about 50 days to sell, listings are down 38% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Hall County, TX?
Home values in Hall County, TX are up 7.8% over the last year.
How much do you need to earn to buy a home in Hall County, TX?
A household needs about $18,858 a year to afford the typical home in Hall County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,797.

Nearby and similar counties

ZIP codes in Hall County (open on the map)

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