Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$107,745+3.0% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 10% have cut their price
Income needed to buy, per year$23,357About 0.4× the local median income ($56,755): affordable for a typical household
Days on market61 daysFaster than a year ago: sellers have the edge
The typical home in Wilbarger County, TX is worth $107,745, up 3.0% from a year ago. That is well below what local incomes have historically supported: fair value is about $141,609, so the area is 23.9% undervalued. It is a balanced market: homes take about 61 days to sell, listings are down 37% from a year ago, 10% of listings have had a price cut. A household needs about $23,357 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,755. In the latest IRS figures, 11 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$107,745
Change in 1 year
+3.0%
Overvalued %
−23.9%
Show 6 more
Fair home value
$141,609
Change in 5 years
−7.5%
Home value to income
1.9×
Monthly mortgage payment (20% down)
$584
Income needed to afford it
$23,357
Property tax rate
1.60%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,091
Market activity
Listings vs a year ago
−36.8%
Days on market
61
Listings with a price cut
10.5%
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Homes for sale
24
Pending sales per 100 listings
8
Asking price per sq ft
$114
People and jobs
Median household income
$56,755
Population change (1 year)
+0.1%
Unemployment rate
9.3%
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Population
12,481
Income adjusted for cost of living
$64,641
Net moves in (IRS)
−11
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
3.3
FEMA hazard risk score (0 to 100)
46.1
Flood risk score
13.5
Show 3 more
Wildfire risk score
63.5
Walkability (1 to 20)
7.4
Road, rail and air noise
51 dB
Questions people ask
Is Wilbarger County, TX overvalued?
Home prices in Wilbarger County, TX are well below what local incomes have historically supported: fair value is about $141,609, so the area is 23.9% undervalued.
Is Wilbarger County, TX a buyer's or seller's market?
Wilbarger County, TX is a balanced market: homes take about 61 days to sell, listings are down 37% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Wilbarger County, TX?
Home values in Wilbarger County, TX are up 3.0% over the last year.
How much do you need to earn to buy a home in Wilbarger County, TX?
A household needs about $23,357 a year to afford the typical home in Wilbarger County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,755.