Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$101,032+3.9% YoY · prices are rising fast
Market right nowBalanced marketFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$21,902About 0.4× the local median income ($60,199): affordable for a typical household
Days on market102 daysSlower than a year ago: buyers have time to negotiate
The typical home in Swisher County, TX is worth $101,032, up 3.9% from a year ago. That is well below what local incomes have historically supported: fair value is about $120,867, so the area is 16.4% undervalued. It is a balanced market: homes take about 102 days to sell, listings are down 24% from a year ago, 17% of listings have had a price cut. A household needs about $21,902 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,199. In the latest IRS figures, 56 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$101,032
Change in 1 year
+3.9%
Overvalued %
−16.4%
Show 6 more
Fair home value
$120,867
Change in 5 years
−5.1%
Home value to income
1.7×
Monthly mortgage payment (20% down)
$548
Income needed to afford it
$21,902
Property tax rate
1.72%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−23.8%
Days on market
102
Listings with a price cut
17.4%
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Homes for sale
32
Pending sales per 100 listings
19
Asking price per sq ft
$87
People and jobs
Median household income
$60,199
Population change (1 year)
−2.0%
Unemployment rate
4.3%
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Population
6,703
Income adjusted for cost of living
$68,564
Net moves in (IRS)
−56
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
3.4
FEMA hazard risk score (0 to 100)
37.4
Flood risk score
11.8
Show 3 more
Wildfire risk score
87.8
Walkability (1 to 20)
6.3
Road, rail and air noise
52 dB
Questions people ask
Is Swisher County, TX overvalued?
Home prices in Swisher County, TX are well below what local incomes have historically supported: fair value is about $120,867, so the area is 16.4% undervalued.
Is Swisher County, TX a buyer's or seller's market?
Swisher County, TX is a balanced market: homes take about 102 days to sell, listings are down 24% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Swisher County, TX?
Home values in Swisher County, TX are up 3.9% over the last year.
How much do you need to earn to buy a home in Swisher County, TX?
A household needs about $21,902 a year to afford the typical home in Swisher County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,199.