Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$185,065−0.7% YoY · prices are falling
Market right nowBuyer's marketFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$40,118About 0.6× the local median income ($72,414): affordable for a typical household
Days on market56 daysFaster than a year ago: sellers have the edge
The typical home in Ward County, TX is worth $185,065, down 0.7% from a year ago. That is well below what local incomes have historically supported: fair value is about $237,891, so the area is 22.2% undervalued. It is a buyer's market: homes take about 56 days to sell, listings are down 7% from a year ago, 22% of listings have had a price cut. A household needs about $40,118 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,414. In the latest IRS figures, 28 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$185,065
Change in 1 year
−0.7%
Overvalued %
−22.2%
Show 6 more
Fair home value
$237,891
Change in 5 years
−25.6%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$1,003
Income needed to afford it
$40,118
Property tax rate
0.64%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,406
Market activity
Listings vs a year ago
−6.7%
Days on market
56
Listings with a price cut
21.9%
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Homes for sale
42
Pending sales per 100 listings
2
Asking price per sq ft
$157
People and jobs
Median household income
$72,414
Population change (1 year)
+0.4%
Unemployment rate
2.9%
Show 4 more
Population
11,125
Income adjusted for cost of living
$82,476
Net moves in (IRS)
+28
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
15.4
Flood risk score
27.1
Show 3 more
Wildfire risk score
75.3
Walkability (1 to 20)
8.5
Road, rail and air noise
53 dB
Questions people ask
Is Ward County, TX overvalued?
Home prices in Ward County, TX are well below what local incomes have historically supported: fair value is about $237,891, so the area is 22.2% undervalued.
Is Ward County, TX a buyer's or seller's market?
Ward County, TX is a buyer's market: homes take about 56 days to sell, listings are down 7% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Ward County, TX?
Home values in Ward County, TX are down 0.7% over the last year.
How much do you need to earn to buy a home in Ward County, TX?
A household needs about $40,118 a year to afford the typical home in Ward County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,414.