Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$140,701−4.4% YoY · prices are falling fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 22% have cut their price
Income needed to buy, per year$30,501About 0.4× the local median income ($72,161): affordable for a typical household
Days on market144 daysSlower than a year ago: buyers have time to negotiate
The typical home in Sutton County, TX is worth $140,701, down 4.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $192,950, so the area is 27.1% undervalued. It is a balanced market, leaning toward buyers: homes take about 144 days to sell, listings are down 42% from a year ago, 22% of listings have had a price cut. A household needs about $30,501 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,161. In the latest IRS figures, 24 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$140,701
Change in 1 year
−4.4%
Overvalued %
−27.1%
Show 6 more
Fair home value
$192,950
Change in 5 years
−24.7%
Home value to income
1.9×
Monthly mortgage payment (20% down)
$763
Income needed to afford it
$30,501
Property tax rate
1.23%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,078
Market activity
Listings vs a year ago
−41.7%
Days on market
144
Listings with a price cut
22.2%
Show 2 more
Homes for sale
14
Asking price per sq ft
$101
People and jobs
Median household income
$72,161
Population change (1 year)
−1.3%
Unemployment rate
1.9%
Show 4 more
Population
3,203
Income adjusted for cost of living
$82,188
Net moves in (IRS)
+24
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.7
FEMA hazard risk score (0 to 100)
7.1
Flood risk score
19.1
Show 3 more
Wildfire risk score
85.5
Walkability (1 to 20)
5.4
Road, rail and air noise
56 dB
Questions people ask
Is Sutton County, TX overvalued?
Home prices in Sutton County, TX are well below what local incomes have historically supported: fair value is about $192,950, so the area is 27.1% undervalued.
Is Sutton County, TX a buyer's or seller's market?
Sutton County, TX is a balanced market, leaning toward buyers: homes take about 144 days to sell, listings are down 42% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Sutton County, TX?
Home values in Sutton County, TX are down 4.4% over the last year.
How much do you need to earn to buy a home in Sutton County, TX?
A household needs about $30,501 a year to afford the typical home in Sutton County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,161.