Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$139,264−2.2% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 29% have cut their price
Income needed to buy, per year$30,190About 0.5× the local median income ($66,616): affordable for a typical household
Days on market20 daysFaster than a year ago: sellers have the edge
The typical home in Castro County, TX is worth $139,264, down 2.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $199,709, so the area is 30.3% undervalued. It is a buyer's market: homes take about 20 days to sell, listings are up 33% from a year ago, 29% of listings have had a price cut. A household needs about $30,190 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,616. In the latest IRS figures, 102 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$139,264
Change in 1 year
−2.2%
Overvalued %
−30.3%
Show 6 more
Fair home value
$199,709
Change in 5 years
−22.6%
Home value to income
2.1×
Monthly mortgage payment (20% down)
$755
Income needed to afford it
$30,190
Property tax rate
0.92%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,218
Market activity
Listings vs a year ago
+33.3%
Days on market
20
Listings with a price cut
28.6%
Show 3 more
Homes for sale
8
Pending sales per 100 listings
12
Asking price per sq ft
$85
People and jobs
Median household income
$66,616
Population change (1 year)
−0.7%
Unemployment rate
3.7%
Show 4 more
Population
7,295
Income adjusted for cost of living
$75,872
Net moves in (IRS)
−102
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
4.6
FEMA hazard risk score (0 to 100)
34.4
Flood risk score
11.2
Show 3 more
Wildfire risk score
73.8
Walkability (1 to 20)
5.8
Road, rail and air noise
52 dB
Questions people ask
Is Castro County, TX overvalued?
Home prices in Castro County, TX are well below what local incomes have historically supported: fair value is about $199,709, so the area is 30.3% undervalued.
Is Castro County, TX a buyer's or seller's market?
Castro County, TX is a buyer's market: homes take about 20 days to sell, listings are up 33% from a year ago, 29% of listings have had a price cut.
Are home prices going down in Castro County, TX?
Home values in Castro County, TX are down 2.2% over the last year.
How much do you need to earn to buy a home in Castro County, TX?
A household needs about $30,190 a year to afford the typical home in Castro County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,616.