Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$63,138−14.0% YoY · prices are falling fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$13,687About 0.3× the local median income ($53,275): affordable for a typical household
Days on market95 daysFaster than a year ago: sellers have the edge
The typical home in Hardeman County, TX is worth $63,138, down 14.0% from a year ago. It is a balanced market, leaning toward sellers: homes take about 95 days to sell, listings are down 29% from a year ago, 19% of listings have had a price cut. A household needs about $13,687 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,275. In the latest IRS figures, 37 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$63,138
Change in 1 year
−14.0%
Home value to income
1.2×
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Monthly mortgage payment (20% down)
$342
Income needed to afford it
$13,687
Property tax rate
1.03%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−29.4%
Days on market
95
Listings with a price cut
19.1%
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Homes for sale
12
Pending sales per 100 listings
58
Asking price per sq ft
$113
People and jobs
Median household income
$53,275
Population change (1 year)
−2.1%
Unemployment rate
2.4%
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Population
3,292
Income adjusted for cost of living
$60,678
Net moves in (IRS)
−37
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
8.7
Flood risk score
4.5
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Wildfire risk score
62.0
Walkability (1 to 20)
8.0
Road, rail and air noise
51 dB
Questions people ask
Is Hardeman County, TX a buyer's or seller's market?
Hardeman County, TX is a balanced market, leaning toward sellers: homes take about 95 days to sell, listings are down 29% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Hardeman County, TX?
Home values in Hardeman County, TX are down 14.0% over the last year.
How much do you need to earn to buy a home in Hardeman County, TX?
A household needs about $13,687 a year to afford the typical home in Hardeman County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,275.