Cochran County, TX housing market
Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$51,155−7.7% YoY · prices are falling fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$11,089About 0.2× the local median income ($52,164): affordable for a typical household
Days on market13 daysFaster than a year ago: sellers have the edge
Next 12 months+0.5%Zillow expects prices to stay about flat
The typical home in Cochran County, TX is worth $51,155, down 7.7% from a year ago. It is a seller's market: homes take about 13 days to sell, listings are down 50% from a year ago, 0% of listings have had a price cut. Zillow expects prices to rise about 0.5% over the next year. A household needs about $11,089 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,164. In the latest IRS figures, 47 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
| Typical home value | $51,155 |
| Change in 1 year | −7.7% |
| Zillow forecast, next 12 months | +0.5% |
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| Home value to income | 1.0× |
| Monthly mortgage payment (20% down) | $277 |
| Income needed to afford it | $11,089 |
| Property tax rate | 1.10% |
Rent and investing
| HUD Fair Market Rent, 2 bedrooms | $1,014 |
Market activity
| Listings vs a year ago | −50.0% |
| Days on market | 13 |
| Listings with a price cut | 0.0% |
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| Homes for sale | 2 |
| Pending sales per 100 listings | 50 |
| Asking price per sq ft | $125 |
People and jobs
| Median household income | $52,164 |
| Population change (1 year) | +0.4% |
| Unemployment rate | 4.8% |
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| Population | 2,546 |
| Income adjusted for cost of living | $57,135 |
| Net moves in (IRS) | −47 |
| Cost of living (US = 100) | 91.3 |
Schools, risk and environment
| School rating (1 to 10) | 2.3 |
| FEMA hazard risk score (0 to 100) | 12.8 |
| Flood risk score | 1.8 |
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| Wildfire risk score | 68.3 |
| Walkability (1 to 20) | 5.9 |
| Road, rail and air noise | 52 dB |
Questions people ask
- Is Cochran County, TX a buyer's or seller's market?
- Cochran County, TX is a seller's market: homes take about 13 days to sell, listings are down 50% from a year ago, 0% of listings have had a price cut.
- Are home prices going down in Cochran County, TX?
- Home values in Cochran County, TX are down 7.7% over the last year. Zillow's forecast for the next 12 months is +0.5%.
- How much do you need to earn to buy a home in Cochran County, TX?
- A household needs about $11,089 a year to afford the typical home in Cochran County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,164.
Nearby and similar counties
Crosby County, TXGarza County, TXHockley County, TXLubbock County, TXLynn County, TXHardeman County, TXBrooks County, TXCottle County, TX