Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$161,748−0.9% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$35,064About 0.7× the local median income ($52,449): affordable for a typical household
Days on market93 daysAbout the same pace as a year ago
The typical home in Cass County, TX is worth $161,748, down 0.9% from a year ago. That is well below what local incomes have historically supported: fair value is about $183,211, so the area is 11.7% undervalued. It is a buyer's market: homes take about 93 days to sell, listings are up 6% from a year ago, 14% of listings have had a price cut. A household needs about $35,064 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,449. In the latest IRS figures, 74 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$161,748
Change in 1 year
−0.9%
Overvalued %
−11.7%
Show 6 more
Fair home value
$183,211
Change in 5 years
−11.8%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$877
Income needed to afford it
$35,064
Property tax rate
0.94%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+6.4%
Days on market
93
Listings with a price cut
13.5%
Show 3 more
Homes for sale
183
Pending sales per 100 listings
12
Asking price per sq ft
$133
People and jobs
Median household income
$52,449
Population change (1 year)
−0.1%
Unemployment rate
6.4%
Show 4 more
Population
28,651
Income adjusted for cost of living
$59,737
Net moves in (IRS)
+74
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.6
FEMA hazard risk score (0 to 100)
50.8
Flood risk score
39.9
Show 3 more
Wildfire risk score
70.8
Walkability (1 to 20)
4.6
Road, rail and air noise
52 dB
Questions people ask
Is Cass County, TX overvalued?
Home prices in Cass County, TX are well below what local incomes have historically supported: fair value is about $183,211, so the area is 11.7% undervalued.
Is Cass County, TX a buyer's or seller's market?
Cass County, TX is a buyer's market: homes take about 93 days to sell, listings are up 6% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Cass County, TX?
Home values in Cass County, TX are down 0.9% over the last year.
How much do you need to earn to buy a home in Cass County, TX?
A household needs about $35,064 a year to afford the typical home in Cass County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $52,449.